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Car Finance Help Guides

Getting the Best Used Car Finance
If you are looking for a used car finance deal, the internet is where you want to be. With the flood of information on the internet, it is even more important to carefully scout for such deals with specialist motoring websites. Such sites due to their expertise and knowledge of the market are able to get the best deals for you, finding reliable and suitable lenders that otherwise would have been unreachable for you.   Most car owners love to change their vehicles with a used one and in some cases; the cash is not readily available for such a purchase. It therefore becomes imperative to ..
12/12/2016 11:53:32
Choosing the Right Car Finance Deals
Car financing can be sometimes difficult and with research showing that most car owners decide on how to pay for their car before paying a visit to a forecourt, it is important to appropriately address the issue of car financing and more importantly, car finance deals. Some of the reasons identified for not going through the normal procedure for choosing a car finance deal include high interest ra..
12/12/2016 11:33:07
Top Five Things Stolen from Cars
The stats portraying the incidence of car crimes over the past decade reveals a great reduction in the phenomenon, dropping by as much as 80 percent. Despite this appealing stats, it is important to note that over eight hundred thousand car related crimes were recorded in the year ending June 2015. It is, therefore, important that you take the safety and security of your car seriously and one of..
10/11/2016 16:22:31
New V5c Logbook Rules: Full Guide for Car Buyers and Sellers
The V5C system has through tremendous changes over time and buyer, and sellers need to have an understanding of these changes. One of such changes is the introduction of a website registration process available for car sellers to dealers or private buyers. This is in a bid to reduce the time, cost and hassles involved in the process.  The introduction means sellers no longer have to po..
10/11/2016 16:20:44
How to Buy or Transfer a Personalised Number Plate
Personalised number plates have been described using different adjectives, and while some people have seen it as just vanity, others treasure it and would do almost anything to have one.  We often have a close and personal relationship with our cars and while some can afford to customise their cars, the best others can go to personalise their number p..
10/11/2016 16:36:55
Driving Abroad: What Do You Need to Know?
Travelling and driving abroad can be fun if you stay out of trouble. Unfortunately, not too many people know what it takes to avoid trouble when they drive abroad. Below is a guide that explains what it takes to drive abroad without getting into trouble with the law of your host country.  Driving in Europe and EU countries  It is important to do your research before venturing..
10/11/2016 16:18:44
Car Scratch Repair: A Complete Guide
Minor car damages are almost inevitable, regardless of how careful or smart the driver is. Scratches from tree branches, car park scrapes and stone chips can, however, be repaired effectively with the right car scratch repair kit.  Car scratches can be sometimes expensive to repair if you take the option of a professional car repair garage or even when you decide to sell the car, espec..
10/11/2016 16:15:57
Car Recalls: Should I Worry?
Manufacturer’s recalls are not always the best things car owners want to hear. Unfortunately, when issues that could affect the safety of the car owners and other road users are identified, affected cars need to be recalled by the manufacturers.   What is a car recall?  A recall notice is issued by a car maker when it identifies a major problem with a particular ca..
10/11/2016 16:14:39
Eight Things You Should Be Doing to Keep Your Car Safe and Legal
Most people are guilty of not checking the roadworthiness of their vehicles especially when it comes to checking if the rear indicator lights and brake lights are in good working condition. This can be very dangerous, making the difference between life and death.   MOT  Many car owners will wonder what the MOT is meant for if they still have to check for such things as t..
10/11/2016 16:12:53
Getting Car Finance and on Benefits
Can i get car finance if I am on Benefits?One of the most asked questions at Get Me Car Finance is can i get car finance if i receive benefits. The simple answer is YES. If the applicant can be shown to afford car finance then who are we to stop them having a car. Well, there is an element of risk to any finance agreement, but we find that people who receive benefits pay their monthly payments ju..
27/10/2016 10:53:17
7 Secrets a Car Dealer Won't Tell You
Getting into a car dealership is not what it used to be as the internet has come to ease the process especially on the part of the buyers as they do not have to withstand the pressure coming from sales and marketing staff of dealerships. It is however worth noting that while car dealerships cannot necessarily force sales down the throat of prospective car owners, there are some things everyone sho..
12/10/2016 14:36:45
Debt, Investment, Car Insurance and Savings
  Debt The stats showing the percentage of people especially young people in debts indicates that over one-third of them owe almost £3,000, and have great concerns about money. A survey carried out by YouGov for the Monet Advice Trust on over two thousand people between the ages of 18 and 24 showed that they young people borrowed with the use of credit cards, loans from friends and r..
02/09/2016 12:10:26
Car Finance No Guarantor
If you car looking for car finance and you have no guarantor life can be quite difficult if you have a poor credit history. However GetMeCarFinance can definitely help people who are in this situation. Many people dont have a friend or parents who can act as a guarantor when it comes to car finance , there maybe several reasons why they either wont act for you, but the main one is risk. GMCF ..
05/05/2016 12:50:21
Yes Car Credit
Here at Get Me Car Finance, we like saying 'yes'to vehicle credit! Through our hassle-free service, securing vehicle finance has never been so easy. You could have a decision on your loan application in minutes & purchase your vehicle from any dealer! Irrespective of your financial situation, you can apply for yes-car-credit. In case you have a superb credit score, we try to beat the rates tha..
24/04/2016 11:36:23
Car Finance: Important Things to Remember
  Your credit score   As with many financial products, your credit score can decide how much interest rate you will be charged for car finances and also how much cash you're offered on credit. Understanding your credit score prior to applying for a finance can offer you an estimation of how much you're likely to be offered & also this allows you to shop with better knowledge. &nb..
24/04/2016 11:35:31
Understanding the Eligibility Criteria for Car Finances
Eligibility for car finances can vary depending upon the lender or the company however all drivers need to be able to locate an appropriate offer for their situation. While poor credit ratings might have been a restriction previously, most lenders identify the tough financial circumstances of their consumers and hence they offer products to persons with all kinds of financial situation.   O..
24/04/2016 11:34:58
Bad Credit Car Loan
If you’re searching for car loan, however, have a bad credit history, the good thing is, we offer services for people who have formerly been refused.   Irrespective of what your financial condition is, we will assist you even if you had loan problems, CCJ’s or similar payment defaults previously. Possibly you’re self-employed or perhaps you have no credit pass at all?..
24/04/2016 11:34:21
Bad Credit Vehicle Finance
Do not worry! This should not be an issue – we’re helpful to individuals who need bad credit vehicle loan. We can offer car loans irrespective of your previous credit score. Whether you have had mortgage arrears, CCCJ’s or similar payment defaults, if you are self-employed or even in case you have no history of any credit at all, we don’t consider this as suitable reasons f..
24/04/2016 11:33:23
Loan Packages Worth Almost £16.2b Taken Out By the British Drivers
80 per cent of new cars are now purchased using finance of some kind, although industry insiders are warning that those who want to buy used vehicles should be aware of the fact that a growing number of second-hand cars may be linked with unpaid debt.   During the previous year, there was a 10% rise in the amount of finance packages that were taken out by vehicle buyers that went hand-in-ha..
24/04/2016 11:33:00
Advantages of A Car Finances
  Feasibility   For people who are trying to purchase a new car, the budget which they need to spend will most often be the initial thing they take into account. While it is crucial to set a limit in regards to how you spend when purchasing a car, using only the cash which you have to hand might leave you with a very restricted choice.   The feasibility of car finance lies in t..
24/04/2016 11:32:38
Stay Away from Scam Finance Companies
It is a sad fact of our life that there will always be individuals who'll try to rip-off others. Hence, it has become very crucial for you to stay safe on the web and understand how to spot scam finance companies.   See if the company is regulated by FSA prior to applying for the loan. This means that they have a practice code which they must stick to, & that they are trustworthy compan..
24/04/2016 11:32:08
How to Keep Your Cash Safe - Dodgy Lenders & Log Book Loans
While working in a car loan marketplace, you might come across a few dodgy practices. Particularly, logbook finances can be bad for consumers, as they do not have the same level of regulations and protection as other kinds of credit. Individuals can take out a logbook finance on the vehicle & then trade it on. In case you purchase a car with an excellent logbook finance on it, as a new-owner, ..
24/04/2016 11:31:44
Dealership Car Finance Alternatives
Did you ever visit a dealer to purchase a vehicle and been told that they cannot offer you finance anymore? You're possibly not alone. From the month of April, there have been modifications to the licences which dealer-ships require in order to offer finance, hence you might find that your selected dealership cannot finance your vehicle anymore.    Formerly, any organisation involved i..
24/04/2016 11:31:19
Tips on Preparing Your Finance for Getting the Best Car Loan Deals
    1. Be honest   Begin by working out your entire monthly incomes & outgoings. An online budget panel kit created by the money advice service can be a beneficial tool for helping you balance your finances appropriately. This includes calculating the entire cost of what you are presently spending on the vehicle.    By knowing your true vehicle expenditure & ..
24/04/2016 11:30:16
The Basics of Car Taxing
The tax for a car need to be paid on all the vehicles that are registered in United Kingdom which are kept on or driven on public roads. Picking a suitable vehicle could make a huge difference when it comes to your tax expenditures. In addition, picking a low tax vehicle could indicate it holds its price better since more individuals would like to purchase it. Also, cars which are kept off-road n..
22/03/2016 18:41:12
Perfect Time to Buy a Car
Buying a New Car   Picking the most ideal time of the year for purchasing a car can possibly save you plenty of cash. Below are a few things to keep in mind:   During February & August, most dealers tend to offer some exciting bargains, whilst the car sales are sluggish as consumers wait for fresh number plates about to come in Mar & Sep. However, in case you decide to take a..
22/03/2016 18:40:42
What to Do If You Get a Refusal on a Loan or Credit Card?
Know the Actual Reason for Refusal    If you have been turned down for a credit card or loan, the loan or credit card firm need to tell you if you were refused because of a search onto your credit file. In this case, they must inform you about the credit reference agency they’ve used for you. You may ask the reason for refusal however don’t expect them to provide you with a..
22/03/2016 18:40:18
Road Safety: Staying Out of the Danger Zone
Some of the recent studies in traffic accidents reveal that: Around 65 percent of fatal collisions occur as a result of driver reaction or error   Around 20.5 percent of the accidents happen because the driver is not able to see the nearing issue Around 34 percent of collisions occur because of loss of control after recognizing an issue on the path   The research by ROSPA reveals t..
22/03/2016 18:39:43
How to Buy a Car Using Hire Purchase?
Hire Purchase: An Introduction   Hire purchases normally (not always) require you to put-down deposit amount of 10 percent of the car value. You then pay the remaining amount in multiple instalments, across a period of 1 to 5 years.   Hire purchases are arranged by car dealers; however, brokers may also offer such type of service. The charges are mostly quite competitive if the car i..
22/03/2016 18:39:18
How Big Is the Role of Kids While Picking a Family Car?
It’s always an exciting period when you want to buy a new car, however there are several variables to take into account before you decide to seal your car deal. From your car color & design to comfort & practicality, each of us may have a different reason when it comes to picking a particular car. In a recent study, more than 25 percent of parents admitted kids play a huge rule in de..
22/03/2016 18:38:52
Death Drive: Motorists and Their Cell Phones
In the past few years, the popularity of smart phones has grown like never before & it appears that people are happier communicating via their smart phones as compared to having a real life dialogue.    In one of the recent studies, as much as 13 percent of drivers confessed to using their phones whilst driving. In spite of the dangers, it looks like we simply cannot get enough of ..
22/03/2016 18:38:26
Top 5 Tips on How to Sell Your Car
1. Preparation   Employing the right marketing strategy is crucial for getting the best potential deal – hence prior to advertising your vehicle, ensure to give it a proper clean inside as well as out. Also, ensure you fix any small paintwork damage. Consider renewing the MOT if there are less than three months left for it.    2. Advertising    You can find sev..
22/03/2016 18:38:01
Fuel Prices: A Big Worry for the Environment
With the prices of petrol dropping to less than £1/liter towards the December of 2015, fuel rates have been making big headlines for all positive reasons recently. As drivers willingly top up their fuel tanks & super markets assure to continue to reduce the costs provided that the price of oil production stays low, we throw some spotlight on petrol pumps for finding out what’s in s..
22/03/2016 18:37:33
What Is Voluntary Termination of Car Finance?
If you've made all payments on time for your existing car and you're over 50% of the way through the agreement you are well within your rights to hand the car back (depending upon which finance company you have your current loan with and whether you have a hire purchase agreement or a personal loan). All you need to do is call your current lender up and say you wish to "VT" you..
07/03/2016 15:11:21
How Does Representative Apr Differ from Typical Apr
Well , [Typical APR] was intended to be 'typical' of credit agreements the issuer entered into with a particular product, and as such it represented the interest rate which at least 66% of applicants would receive upon entering an agreement. 'Representative example' is designed to be 'representative', in that it is the rate which at least 51% of accepted applicants will receive. In effect this en..
10/12/2015 16:36:30