Debt Advice

Unsettled Ccjs
County Court judgments (CCJs) are mostly recorded on your credit file and on the public register for about  six years, which can make it harder to get credit during that time frame. But if you’re able to pay the full amount you owe straightway, you may be able to get it removed. If you pay off the CCJ within a month of having it, you may be able to get it removed from your credit file permanently.  Otherwise if you fail to pay off the CCJ it becomes an Unsettled CCJ and in all honesty, apart from bankruptcy itself, its one of the worst things someone can have on their credit f..
09/10/2021 10:28:57

Our Top 5 Budgeting Apps
Take a look at the TOP 5 Apps for helping you budget your monthly money.   1. Money Dashboard Free, iOS & Android The king of budgeting apps, Money Dashboard gives you a fantastic overview of your finances. Once you’ve hooked it up to all your accounts, it puts all the info in one place so you can see what’s coming in and going out. You can categorise spending and vie..
26/08/2020 17:46:20

Steps to Becoming Debt Free
1. List your debts In order to become debt free, you need to take a stock list of your debts. This means confirming the balances of all your over drafts, credit cards and loans, and then find out the amount of interest you’re being charged on each.   2. Budgeting Use a spread sheet to itemise how much you spend a month. This will help you budget more effectively and easier. Take a..
26/08/2020 17:46:54

How to Keep Your Cash Safe - Dodgy Lenders & Log Book Loans
While working in a car loan marketplace, you might come across a few dodgy practices. Particularly, logbook finances can be bad for consumers, as they do not have the same level of regulations and protection as other kinds of credit. Individuals can take out a logbook finance on the vehicle & then trade it on. In case you purchase a car with an excellent logbook finance on it, as a new-owner, ..
24/04/2016 11:31:44