TERMS & CONDITIONS
Get Me Finance Limited is predominantly a finance broker but is a fully licensed lender by the FCA. After completing your application and affordability test online we will aim to get you the best possible acceptance at one of the finance companies we use (company names are listed below). When completing your affordability test you are giving us your exact income and expenditure details and we will use these figures when underwriting your application to ensure your affordability. Wage slips and bank statements will be requested to back up this information.
Finance is provided, subject to status. Eligible applicants will reside in England, Wales, Scotland and Northern Ireland and will be entitled to apply for and receive credit under United Kingdom law and have regular income and hold a valid full UK driving licence or a provisional. Credit limits at lenders discretion. Get Me Finance are predominantly a broker and use FCA approved car finance companies and car finance brokers in order to find you the best finance product. All associated companies will ask you to provide affodability checks and will ask for relevant proofs to back this up. In some instances the companies you will be refered to will look to supply the finance and the car for you. Depending on your acceptance will depend on deposit levels and credit limits. Companies you will be refered to are Concept Car Credit, Amigo Loans, The Car Finance Company and car finance 24/7.
If we cannot help you with one of the finance companies we use, so long as you are over 18, not bankrupt, not in an IVA, employed and have a miniumum disposable income of £400 a month (backed up by bank statements and wage slips) you will receive an acceptance from Get Me Finance Limited for Hire Purchase. A deposit of up to 20% of the vehicle maybe asked for and co-habitor signature may be required. Credit will be available on cars supplied by us under the "Our Stock" option on the website. Vehicles will have to signed and collected from our Burnley offices. The underwriters may refuse to finance a vehicle due to age, excessive mileage and a car being on the insurance register. You must prove to us you are a member of a recognised breakdown company. Vehicles owned and supplied by us can be viewed at www.getmecarfinance.co.uk/stock. Dependent on your credit status finance may not be offered on the car you enquire about but on a selection of ours. Our acceptances last for 30 days from issue, we reserve the right to withdraw the offer at any time. All vehicles will be issued with a six month warranty by a 1/3 party warranty company. If a fault is not covered then we would require the car back for repair within the six month period. A £250 back up cushion is also issued, this is valid for one claim only. Apart from wear and tear items £250 will be issued to help cover any repairs if you cannot get the car back to us. This is only offered as part of the GetMeFinance offer and vehicle supply.
Telephone calls may be monitored or recorded for security and quality control.
The stated applicant approval rate is the number of eligible applicants receiving a credit approval as a percentage of the total of all applications from eligible applicants between 1st January this year and last month end.
Information is available in large print on request; please call for details.
Cash offers are available without finance, if you buy a car from us.
Use of Your Information If you make an application, your details will be held on computer and used in a credit scoring or other automated decision making process when assessing your application. An enquiry will be made with Credit Reference Agencies. If you provide false or inaccurate information we will record this. We and other organisations may then use and search these records to check your identity, to prevent fraud and money laundering. You can ask for details about the Credit Reference and Fraud Prevention Agencies from whom and with whom we share this information.
For the purposes of this application you may be treated as financially linked and your application will be assessed with reference to any "associated" records. If you are a joint applicant or if you have told us of some other financial association with another person, you must be sure that you are entitled to:
Disclose information about your joint applicant and anyone referred to by you.
Authorise us to search, link or record information at credit reference agencies about you and anyone referred to by you.
An "association" between joint applicants, and between you and anyone you tell us is your financial partner, will be created at credit reference agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you. This will continue until one of you successfully files a disassociation at credit reference agencies.
You authorise us to make all enquiries necessary to verify this information to enable us to consider this application. If you apply for insurance your information will be passed to the administrators and the insurers for underwriting, processing claims handling and fraud prevention.
and will not be disclosed to any third parties except where permitted by law or where you have given your consent (by agreeing to our terms and conditions), however it may be shared with any company from time to time forming part of the same Group as Get Me Finance Ltd, approved Credit Brokers, selected third parties and the Insurers (and their administrators) who may also use it for marketing, research, statistical analysis and administration purposes. For further information on the companies with whom your information may be shared please write to us. You may be contacted by mail, telephone, fax, email, automated calling systems or other reasonable method with details of products or services offered by one of the above. If you do not want your details to be used for marketing please write to Get Me Finance Ltd, 64 Briercliffe Road, Burnley, Lancashire, BB10 1UX. Under the terms of the Data Protection Act you have the right to obtain a copy of the information held about you upon payment of the appropriate fee.
By ticking the box at the end of your application you are agreeing to our terms and conditions and are agreeing for us to pass your details to other companies who work alongside Get Me Finance to send you information about their products, these companies might not just be car finance companies. They may provide you with credit (subject to status) to buy a vehicle from a wider range of garages or from a dealer of your choice or even offer to supply you with their own vehicles. You have the right at any time, to stop us from contacting you by post, telephone or email or giving your details to others for these purposes. You may write to us if you wish us to stop.
Get Me Finance Ltd is a licensed credit broker and lender fully authorised by the FCA, registered office 64 Briercliffe Road, Burnley, Lancashire, BB10 1UX. Registered in England number 7140831.
Contact us under firstname.lastname@example.org
Your personal data which may include sensitive information such as medical details, will be treated in confidence