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Car Finance In Llandeilo

Choose from any Car Dealer


  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

Finding Car Finance in Llandeilo

Are you looking for car finance in Llandeilo? The good news is that there are a number of options available to you. With the right information and advice, you can find a great car finance deal that meets your needs.

What to Consider When Looking for Car Finance

When looking for car finance in Llandeilo, there are a few things you should consider. Firstly, think about the type of finance you need. Do you need a loan, hire purchase agreement, or a personal contract purchase? Each of these options has its own advantages and disadvantages, so it's important to consider them carefully before making a decision.

You should also think about the length of the finance agreement. Generally, the longer the agreement, the lower the monthly payments. However, this also means that you will be paying more in interest over the life of the loan. Consider your budget and how long you plan to keep the car before deciding on the length of the agreement.

Finally, consider the interest rate. Different lenders offer different interest rates, so it's important to shop around and compare rates before making a decision. This will help you to find the best deal for your circumstances.

Where to Find Car Finance in Llandeilo

There are a number of places to look for car finance in Llandeilo. You can start by looking online, as there are a number of lenders who offer car finance deals. Make sure to compare the different deals available and read the terms and conditions before making a decision.

You can also talk to your bank or building society, as they may be able to offer you a competitive car finance deal. It's also worth speaking to a local car dealership, as they may be able to offer you a good deal on car finance.

Conclusion

Finding car finance in Llandeilo is not difficult, as there are a number of options available. Consider the type of finance you need, the length of the agreement, and the interest rate before making a decision. You can find car finance deals online, through your bank or building society, or through a local car dealership.



What to Do if You're Refused Car Finance in Llandeilo

If you're looking to buy a car in Llandeilo, you'll likely need to take out a car finance loan. But what happens if you're refused car finance?

Before you start the car buying process, it's important to be aware of the potential risks associated with taking out a car finance loan. One of the biggest risks is being refused car finance. If you're refused car finance, it can be disheartening and leave you feeling like you'll never be able to get the car you want.

Fortunately, there are a few steps you can take if you're refused car finance in Llandeilo. Here are a few tips to help you get approved for car finance.

1. Check Your Credit Score

The first step to take if you're refused car finance in Llandeilo is to check your credit score. A low credit score is one of the most common reasons why people are refused car finance. If you have a low credit score, you'll need to take steps to improve it before you can be approved for car finance.

2. Shop Around for Car Finance

Don't be discouraged if you're refused car finance by one lender. Different lenders have different criteria for approving car finance applications, so it's worth shopping around to find one that's more likely to approve your application.

3. Get a Co-Signer

If you're still having trouble getting approved for car finance, you may want to consider getting a co-signer. A co-signer is someone who agrees to take on the responsibility of the loan if you're unable to make payments. This can help to improve your chances of getting approved for car finance.

4. Consider a Secured Loan

If you're still having trouble getting approved for car finance, you may want to consider taking out a secured loan. A secured loan is a loan that's backed by an asset, such as a car or property. This can help to improve your chances of getting approved for car finance.

5. Save Up for a Cash Purchase

If you're still having trouble getting approved for car finance, you may want to consider saving up for a cash purchase. Buying a car with cash can help to improve your chances of getting approved for car finance in the future.

If you're refused car finance in Llandeilo, don't be discouraged. There are a few steps you can take to improve your chances of getting approved for car finance. With a bit of patience and perseverance, you'll be able to get the car you want.

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

£212pm
Free Delivery
FREE Warranty
.

Hyundai I20

Mpi Se 1.2 2017

From £212(hp) per month or £10,745.00

£98pm
Free Delivery
FREE Warranty
.

FORD FIESTA

1.3 Zetec 2010

From £98(hp) per month or £4,950.00

£137pm
Free Delivery
FREE Warranty
.

CITROEN DS5

2.0 HDi DStyle 2013

From £137(hp) per month or £6,950.00

£149pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-play 1 2017

From £149(hp) per month or £7,545.00

£262pm
Free Delivery
FREE Warranty
.

Skoda Scala

1.5 TSI 1.5 2020

From £262(hp) per month or £13,249.00

£197pm
Free Delivery
FREE Warranty
.

NISSAN JUKE

1.6 Tekna XTRON Euro 6 5dr 2015

From £197(hp) per month or £9,950.00

£118pm
Free Delivery
FREE Warranty
.

FORD FOCUS

1.6 Zetec Powershift Euro 5 5dr 2012

From £118(hp) per month or £5,950.00

£116pm
Free Delivery
FREE Warranty
.

FORD ECOSPORT

1.0 T EcoBoost Titanium 2015

From £116(hp) per month or £5,850.00

£212pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-trend 1 2019

From £212(hp) per month or £10,745.00

£118pm
Free Delivery
FREE Warranty
.

NISSAN QASHQAI

1.6 360 2013

From £118(hp) per month or £5,950.00

£133pm
Free Delivery
FREE Warranty
.

Mini Hatch

Cooper Sd 2 2013

From £133(hp) per month or £6,745.00

£230pm
Free Delivery
FREE Warranty
.

Vauxhall Crossland X

Elite Nav 1.2 2020

From £230(hp) per month or £11,645.00

£123pm
Free Delivery
FREE Warranty
.

FORD FIESTA

1.0 T EcoBoost Zetec S 2016

From £123(hp) per month or £6,250.00

£100pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-play 1 2014

From £100(hp) per month or £5,045.00

£153pm
Free Delivery
FREE Warranty
.

Volkswagen Up

Move Up 1 2016

From £153(hp) per month or £7,745.00

£242pm
Free Delivery
FREE Warranty
.

Audi A1

Tfsi Sport Nav 1.4 2018

From £242(hp) per month or £12,245.00

£133pm
Free Delivery
FREE Warranty
.

Suzuki Celerio

Sz4 1 2016

From £133(hp) per month or £6,745.00

£163pm
Free Delivery
FREE Warranty
.

Toyota Yaris

Vvt-i Active 1 2015

From £163(hp) per month or £8,230.00

£135pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA2

1.3 SE 2014

From £135(hp) per month or £6,850.00

£232pm
Free Delivery
FREE Warranty
.

Mini Hatch

Cooper Classic 1.5 2018

From £232(hp) per month or £11,745.00

£197pm
Free Delivery
FREE Warranty
.

DS AUTOMOBILES DS 3

1.2 PureTech Chic 2017

From £197(hp) per month or £9,950.00

£218pm
Free Delivery
FREE Warranty
.

Ford Fiesta

Titanium 1 2018

From £218(hp) per month or £11,045.00

£355pm
Free Delivery
FREE Warranty
.

MINI CONVERTIBLE

2.0 Convertible 25th Anniversary Editio 2018

From £355(hp) per month or £17,950.00

£108pm
Free Delivery
FREE Warranty
.

VOLVO XC70

2.4 D5 SE Lux 2008

From £108(hp) per month or £5,450.00

£281pm
Free Delivery
FREE Warranty
.

Renault Kadjar

Dynamique S Nav Tce 1.3 2018

From £281(hp) per month or £14,245.00

£137pm
Free Delivery
FREE Warranty
.

FORD ECOSPORT

1.5 TDCi Titanium 2014

From £137(hp) per month or £6,950.00

£177pm
Free Delivery
FREE Warranty
.

VAUXHALL CORSA

1.2 Turbo Elite Nav Premium 2020

From £177(hp) per month or £8,950.00

£173pm
Free Delivery
FREE Warranty
.

Kia Proceed

Pro Ceed Crdi Gt-line Isg 1.6 2016

From £173(hp) per month or £8,745.00

£163pm
Free Delivery
FREE Warranty
.

Ford Ka

Zetec 1.2 2016

From £163(hp) per month or £8,245.00

£153pm
Free Delivery
FREE Warranty
.

Fiat 500

S 1.2 2017

From £153(hp) per month or £7,745.00

£94pm
Free Delivery
FREE Warranty
.

CITROEN C1

1.0 i VTR 2013

From £94(hp) per month or £4,750.00

£163pm
Free Delivery
FREE Warranty
.

Fiat 500

Lounge 1.2 2018

From £163(hp) per month or £8,245.00

£351pm
Free Delivery
FREE Warranty
.

Bmw 2 Series

220i Luxury Active Tourer 2 2018

From £351(hp) per month or £17,745.00

£149pm
Free Delivery
FREE Warranty
.

RENAULT MEGANE

1.5 Dynamique TomTom Energy dCi 110 Stop & Start 2015

From £149(hp) per month or £7,550.00

£98pm
Free Delivery
FREE Warranty
.

FIAT 500

0.9 TwinAir Plus Euro 5 (s/s) 3dr 2012

From £98(hp) per month or £4,950.00

£147pm
Free Delivery
FREE Warranty
.

SEAT LEON

1.6 TDI S 2017

From £147(hp) per month or £7,450.00

£129pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA3

1.6 Venture 2013

From £129(hp) per month or £6,550.00

£157pm
Free Delivery
FREE Warranty
.

CITROEN C4 PICASSO

2.0 BlueHDi Exclusive EAT6 Euro 6 (s/s) 5dr 2015

From £157(hp) per month or £7,950.00

£113pm
Free Delivery
FREE Warranty
.

Ford Fiesta

Zetec 1.2 2014

From £113(hp) per month or £5,745.00

£78pm
Free Delivery
FREE Warranty
.

VAUXHALL CORSA

1.2 i 16v Limited Edition 2011

From £78(hp) per month or £3,950.00

£281pm
Free Delivery
FREE Warranty
.

Vauxhall Corsa

1.2 GRIFIN 1.2 2021

From £281(hp) per month or £14,245.00

£281pm
Free Delivery
FREE Warranty
.

Fiat 500

mild hybrid 1 2023

From £281(hp) per month or £14,245.00

£301pm
Free Delivery
FREE Warranty
.

Ssangyong Korando

Elx 2.2 2018

From £301(hp) per month or £15,245.00

£337pm
Free Delivery
FREE Warranty
.

Kia Xceed

SPECIAL EDITION 1 2021

From £337(hp) per month or £17,045.00

£127pm
Free Delivery
FREE Warranty
.

FORD FIESTA

1.0 T EcoBoost Zetec 2014

From £127(hp) per month or £6,450.00

£222pm
Free Delivery
FREE Warranty
.

Vauxhall Mokka X

Elite Nav Ecotec S/s 1.4 2018

From £222(hp) per month or £11,245.00

£98pm
Free Delivery
FREE Warranty
.

MERCEDES-BENZ CLC CLASS

1.8 CLC180K Sport 2011

From £98(hp) per month or £4,950.00

£360pm
Free Delivery
FREE Warranty
.

Volkswagen Tiguan

Match Tdi 2 2019

From £360(hp) per month or £18,245.00

£123pm
Free Delivery
FREE Warranty
.

CITROEN C3

1.2 PureTech Feel 2017

From £123(hp) per month or £6,250.00

£242pm
Free Delivery
FREE Warranty
.

Mini Convertible

Cooper 1.5 2016

From £242(hp) per month or £12,245.00

£163pm
Free Delivery
FREE Warranty
.

Renault Clio

Dynamique Nav Tce 0.9 2017

From £163(hp) per month or £8,245.00

£177pm
Free Delivery
FREE Warranty
.

RENAULT CLIO

0.9 Iconic TCe 75 MY18 2018

From £177(hp) per month or £8,950.00

£153pm
Free Delivery
FREE Warranty
.

Volkswagen Jetta

Se Tdi Bluemotion Technology 2 2015

From £153(hp) per month or £7,745.00

£133pm
Free Delivery
FREE Warranty
.

Vauxhall Adam

Glam 1.4 2015

From £133(hp) per month or £6,745.00

£193pm
Free Delivery
FREE Warranty
.

Kia Venga

3 Isg 1.6 2015

From £193(hp) per month or £9,745.00

Cant Find Exactly What You Are Looking for?



View 300,000 Dealer Cars >>>

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.