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Car Finance In Derbyshire

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
APPLY ONLINE
 

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

£78pm
Free Delivery
FREE Warranty
.

NISSAN CUBE

1.6 2010

From £78(hp) per month or £3,950.00

£193pm
Free Delivery
FREE Warranty
.

Kia Venga

3 Isg 1.6 2015

From £193(hp) per month or £9,745.00

£301pm
Free Delivery
FREE Warranty
.

Jaguar Xe

Prestige Ingenium 2 2017

From £301(hp) per month or £15,245.00

£232pm
Free Delivery
FREE Warranty
.

Ford Edge

Titanium Tdci 2 2016

From £232(hp) per month or £11,745.00

£133pm
Free Delivery
FREE Warranty
.

Ford Kuga

Titanium Tdci 2 2015

From £133(hp) per month or £6,745.00

£123pm
Free Delivery
FREE Warranty
.

Volkswagen Golf

Se Tdi Bluemotion Technology 1.6 2013

From £123(hp) per month or £6,245.00

£143pm
Free Delivery
FREE Warranty
.

Vauxhall Astra

Elite Nav Cdti 1.6 2016

From £143(hp) per month or £7,245.00

£262pm
Free Delivery
FREE Warranty
.

Vauxhall Corsa

1.2 GRIFIN 1.2 2021

From £262(hp) per month or £13,245.00

£137pm
Free Delivery
FREE Warranty
.

SEAT LEON

1.6 TDI S 2017

From £137(hp) per month or £6,950.00

£133pm
Free Delivery
FREE Warranty
.

Kia Sportage

Crdi 1 1.7 2015

From £133(hp) per month or £6,745.00

£100pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-play 1 2014

From £100(hp) per month or £5,045.00

£335pm
Free Delivery
FREE Warranty
.

MINI CONVERTIBLE

2.0 Convertible 25th Anniversary Editio 2018

From £335(hp) per month or £16,950.00

£337pm
Free Delivery
FREE Warranty
.

Kia Xceed

SPECIAL EDITION 1 2021

From £337(hp) per month or £17,045.00

£183pm
Free Delivery
FREE Warranty
.

Vauxhall Astra

Sri S/s 1.4 2019

From £183(hp) per month or £9,245.00

£96pm
Free Delivery
FREE Warranty
.

FIAT 500

0.9 TwinAir Plus Euro 5 (s/s) 3dr 2012

From £96(hp) per month or £4,850.00

£123pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA2

1.3 SE 2014

From £123(hp) per month or £6,250.00

£532pm
Free Delivery
FREE Warranty
.

PORSCHE CAYENNE

3.0 TD V6 Platinum Edition TiptronicS 4WD Euro 6 (s/s) 5dr 2017

From £532(hp) per month or £26,950.00

£104pm
Free Delivery
FREE Warranty
.

VAUXHALL MOKKA

1.4 i Turbo Tech Line 2015

From £104(hp) per month or £5,250.00

£173pm
Free Delivery
FREE Warranty
.

Volkswagen Golf

Gt Tdi Bluemotion Technology Dsg 2 2013

From £173(hp) per month or £8,745.00

£78pm
Free Delivery
FREE Warranty
.

CITROEN C1

1.0 i VTR 2013

From £78(hp) per month or £3,950.00

£68pm
Free Delivery
FREE Warranty
.

PEUGEOT 207 CC

1.6 VTi Active 2012

From £68(hp) per month or £3,450.00

£58pm
Free Delivery
FREE Warranty
.

NISSAN QASHQAI

1.6 Acenta 2007

From £58(hp) per month or £2,950.00

£157pm
Free Delivery
FREE Warranty
.

Renault Clio

Dynamique Nav Tce 0.9 2017

From £157(hp) per month or £7,945.00

£133pm
Free Delivery
FREE Warranty
.

Citroen C3 Picasso

Hdi Selection Picasso 1.6 2015

From £133(hp) per month or £6,745.00

£341pm
Free Delivery
FREE Warranty
.

Volkswagen Tiguan

Match Tdi 2 2019

From £341(hp) per month or £17,245.00

£104pm
Free Delivery
FREE Warranty
.

NISSAN NOTE

1.2 12V Acenta Premium 2014

From £104(hp) per month or £5,250.00

£139pm
Free Delivery
FREE Warranty
.

Hyundai I20

Mpi S Air 1.2 2017

From £139(hp) per month or £7,045.00

£163pm
Free Delivery
FREE Warranty
.

Seat Ibiza

Tsi Fr Technology 1.2 2016

From £163(hp) per month or £8,245.00

£118pm
Free Delivery
FREE Warranty
.

NISSAN QASHQAI

1.6 360 2013

From £118(hp) per month or £5,950.00

£242pm
Free Delivery
FREE Warranty
.

Mini Convertible

Cooper 1.5 2016

From £242(hp) per month or £12,245.00

£104pm
Free Delivery
FREE Warranty
.

Nissan Leaf

Acenta 2014

From £104(hp) per month or £5,245.00

£133pm
Free Delivery
FREE Warranty
.

Toyota Yaris

Vvt-i Icon Plus 1.3 2014

From £133(hp) per month or £6,745.00

£98pm
Free Delivery
FREE Warranty
.

TOYOTA YARIS

1.3 Dual VVT-i TR 2012

From £98(hp) per month or £4,950.00

£222pm
Free Delivery
FREE Warranty
.

Renault Kadjar

Dynamique S Nav Tce 1.3 2018

From £222(hp) per month or £11,245.00

£281pm
Free Delivery
FREE Warranty
.

Land Rover Discovery Sport

Td4 Hse Black 2 2016

From £281(hp) per month or £14,245.00

£84pm
Free Delivery
FREE Warranty
.

SUZUKI SWIFT

1.2 SZ2 2014

From £84(hp) per month or £4,250.00

£137pm
Free Delivery
FREE Warranty
.

FORD FOCUS

1.5 TDCi Zetec 2015

From £137(hp) per month or £6,950.00

£287pm
Free Delivery
FREE Warranty
.

Land Rover Discovery Sport

Td4 Se Tech 2 2015

From £287(hp) per month or £14,545.00

£113pm
Free Delivery
FREE Warranty
.

Fiat 500

Lounge 1.2 2015

From £113(hp) per month or £5,745.00

£78pm
Free Delivery
FREE Warranty
.

SKODA FABIA

1.2 TDI GreenLine II 2011

From £78(hp) per month or £3,950.00

£321pm
Free Delivery
FREE Warranty
.

Bmw 4 Series

430d Xdrive M Sport 3 2017

From £321(hp) per month or £16,245.00

£232pm
Free Delivery
FREE Warranty
.

Mini Hatch

Cooper Classic 1.5 2018

From £232(hp) per month or £11,745.00

£228pm
Free Delivery
FREE Warranty
.

Audi A1

Tfsi Sport Nav 1.4 2018

From £228(hp) per month or £11,545.00

£70pm
Free Delivery
FREE Warranty
.

Fiat Punto

Gbt 1.4 2012

From £70(hp) per month or £3,545.00

£230pm
Free Delivery
FREE Warranty
.

Vauxhall Crossland X

Elite Nav 1.2 2020

From £230(hp) per month or £11,645.00

£272pm
Free Delivery
FREE Warranty
.

Ssangyong Korando

Elx 2.2 2018

From £272(hp) per month or £13,745.00

£143pm
Free Delivery
FREE Warranty
.

Peugeot Partner

Blue Hdi Professional L1 1.6 2016

From £143(hp) per month or £7,245.00

£222pm
Free Delivery
FREE Warranty
.

Renault Kadjar

S Edition Tce 1.3 2019

From £222(hp) per month or £11,245.00

£177pm
Free Delivery
FREE Warranty
.

DS AUTOMOBILES DS 3

1.2 PureTech Chic 2017

From £177(hp) per month or £8,950.00

£123pm
Free Delivery
FREE Warranty
.

Seat Ibiza

Tsi Fr 1.2 2015

From £123(hp) per month or £6,245.00

£88pm
Free Delivery
FREE Warranty
.

FIAT 500L

1.3 500l My15 Lounge 1.3 Multijet 95hp 2015

From £88(hp) per month or £4,450.00

£193pm
Free Delivery
FREE Warranty
.

Ford Fiesta

Titanium 1 2018

From £193(hp) per month or £9,745.00

£193pm
Free Delivery
FREE Warranty
.

Suzuki Swift

Sz4 1.2 2015

From £193(hp) per month or £9,745.00

£262pm
Free Delivery
FREE Warranty
.

Skoda Scala

1.5 TSI 1.5 2020

From £262(hp) per month or £13,249.00

Cant Find Exactly What You Are Looking for?



View 300,000 Dealer Cars >>>

Finding Car Finance in Derbyshire

Finding the right Car Finance in Derbyshire can be a daunting task. With so many different options available, it can be hard to know which one is the best fit for your needs. Luckily, there are some great options available that can help you find the Car Finance you need. Here is a guide to help you choose the best Car Finance option for you in Derbyshire.

Know Your Budget

The first step in finding the right Car Finance in Derbyshire is to know your budget. This will help you narrow down your options and make sure that you don't end up with a loan or finance package that you can't afford. It is important to remember that Car Finance in Derbyshire can come with higher interest rates than other types of finance. Therefore, it is important to ensure that you can afford the payments before taking out a loan.

Compare Different Options

Once you know your budget, it is time to start comparing different Car Finance options. There are a range of different providers in Derbyshire, so it is important to compare them to make sure you get the best deal. Make sure to compare the interest rates, repayment terms and any additional fees or charges. This will help you find the right Car Finance package for you.

Check Your Credit Score

Your credit score can have a big impact on the Car Finance packages available to you. It is important to check your credit score before applying for Car Finance. This will help you to understand what options are available to you and make sure that you don't end up with a loan that you can't afford. If you have a poor credit score, it is still possible to get Car Finance in Derbyshire, but you may have to pay higher interest rates.

Shop Around

It is important to shop around when looking for Car Finance in Derbyshire. Different providers may offer different interest rates and repayment terms, so it is important to compare them to make sure that you get the best deal. Make sure to look at both online and offline providers to make sure that you get the best deal.

Get Professional Advice

If you are still unsure about which Car Finance option is best for you, it is always a good idea to get professional advice. There are a number of financial advisors in Derbyshire who can help you find the right Car Finance package for you. They can help you compare different options and make sure that you get the best deal.

Finding Car Finance in Derbyshire doesn't have to be a difficult task. By following these steps, you can make sure that you find the right Car Finance package for you. With the right Car Finance, you can get the car you want and start driving in no time.



Refused Car Finance in Derbyshire

Derbyshire is a county in the East Midlands of England. It is home to a variety of car dealerships, which offer a range of financing options for those looking to purchase a car. However, there are times when car financing is refused in Derbyshire, leaving potential car buyers feeling frustrated and confused.

The most common reason for refused Car Finance in Derbyshire is a bad credit score. Lenders must assess the risk of lending money to an individual, and if a person has a poor credit score, they may be deemed too much of a risk to lend money to. This can be a real problem for those looking to purchase a car, as it can be difficult to find a lender willing to take a chance on them.

In addition to a poor credit score, lenders may also refuse Car Finance if the applicant has a limited income or is unemployed. This is because lenders need to be sure that the applicant will be able to make the monthly payments and keep up with the loan. If the applicant does not have a steady income or is unemployed, lenders may not be willing to take the risk.

There are also other factors that can lead to refused Car Finance in Derbyshire. These include the age of the applicant, the type of car they are looking to purchase, and the amount of money they are trying to borrow. It is important to remember that lenders assess each application on an individual basis, and not all lenders will have the same criteria.

If you have been refused Car Finance in Derbyshire, it is important to remember that this is not the end of the road. There are still options available, such as finding a lender who is willing to take a chance on you, or looking for a car that is more affordable. It is also important to review your credit report and make sure that it is accurate, as this can help to improve your chances of being approved for Car Finance.

In conclusion, refused Car Finance in Derbyshire is not the end of the world. There are still options available, and it is important to remember that lenders assess each application on an individual basis. If you are looking to purchase a car, make sure that you review your credit report and look for a lender who is willing to take a chance on you.

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

CAR FINANCE IN YOUR AREA


Towns in Derbyshire

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.