Car Finance In Angus

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
APPLY ONLINE
 

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

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Finding Car Finance in Angus

If you are looking for Car Finance in Angus, then you are in luck. There are a number of options available to you, depending on your credit score, budget and other factors. Here is a quick guide to help you find the best Car Finance deal for you.

Check Your Credit Score

The first step in finding Car Finance in Angus is to check your credit score. Your credit score will give lenders an indication of your creditworthiness, and will help them decide whether or not to offer you a loan. If your credit score is good, then you will be able to access a range of competitive finance deals. If your credit score is poor, then you may still be able to get a loan, but it may be more expensive.

Shop Around for the Best Deal

Once you have checked your credit score, the next step is to shop around for the best Car Finance deal. There are a number of lenders in Angus offering Car Finance, so it is important to compare the different rates and terms on offer. It is also important to consider any additional fees or charges that may be applicable.

Consider a Used Car

If you are on a tight budget, then you may want to consider a used car. Used cars are generally cheaper to buy and finance than new cars, and you may be able to get a better deal on the finance. It is also worth considering car leasing as an option, as this can be a more affordable way to get the car you need.

Get Professional Advice

Finally, if you are still unsure of the best Car Finance deal for you, then it is worth getting professional advice. There are a number of independent financial advisors in Angus who can help you find the best Car Finance option for your circumstances.

Finding Car Finance in Angus doesn't have to be a difficult process. By following the steps outlined above, you should be able to find the best Car Finance deal for you.



Refused Car Finance in Angus

If you are looking to buy a car in Angus, you may have been refused Car Finance due to a number of different factors. This can be a frustrating experience, but it is important to understand why you may have been refused Car Finance so that you can take steps to improve your chances of being accepted in the future.

Reasons You May Have Been Refused Car Finance

The most common reasons for being refused Car Finance in Angus are:

  • A poor credit history – if you have a history of missed payments or defaults on other loans, lenders may be reluctant to offer you finance.
  • Insufficient income – if you cannot demonstrate that you have enough income to make the repayments, lenders may be unwilling to take the risk.
  • No evidence of a deposit – lenders may require you to put down a deposit to demonstrate your commitment to the loan.
  • Too many applications – if you have applied for too many car loans in a short period of time, lenders may be concerned that you are taking on too much debt.

What To Do If You Have Been Refused Car Finance

If you have been refused Car Finance, there are a few steps you can take to improve your chances of being accepted in the future:

  • Check your credit report – make sure there are no errors on your credit report that could be affecting your chances of being accepted.
  • Save for a deposit – putting down a deposit can demonstrate to lenders that you are committed to the loan.
  • Reduce your debt – try to pay off any existing debts as this can help to improve your credit score.
  • Shop around – compare offers from different lenders to find the best deal.

By taking these steps, you can improve your chances of being accepted for Car Finance in Angus.

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

CAR FINANCE IN YOUR AREA


Towns in Angus

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.