Car Finance In County Down

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
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CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

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Looking for Car Finance in County Down

Buying a car is an exciting experience, but it can be daunting if you don't have the necessary funds. Fortunately, there are many Car Finance options available in County Down that can help you get the car of your dreams. Here are some tips for finding the best Car Finance deal in County Down.

Research Different Lenders

The first step to finding the best Car Finance deal is to research different lenders. There are a variety of lenders in County Down, so it's important to compare their rates, terms, and conditions. Make sure to read the fine print carefully before signing any contracts. Also, make sure to ask about any hidden fees or additional charges that may be included in the loan.

Check Your Credit Score

Your credit score will play an important role in determining the type of Car Finance you can get. It's important to check your credit score before applying for Car Finance, as this will help you understand what kind of interest rate you can expect. A good credit score can help you get a better deal, so make sure to check it before applying.

Shop Around for the Best Deal

Once you've done your research and checked your credit score, it's time to shop around for the best Car Finance deal. Compare different lenders and their rates, and make sure to ask about any additional fees or charges. Don't be afraid to negotiate for a better deal, as this can help you save money in the long run.

Know Your Budget

Before you apply for Car Finance, it's important to know your budget. Make sure to calculate the total cost of the car, including the loan repayment amount, interest rate, and any additional fees or charges. This will help you stay within your budget and make sure you don't get into financial difficulty.

Seek Professional Advice

If you're still unsure about which Car Finance option is best for you, it's a good idea to seek professional advice. There are many financial advisors in County Down who can help you find the best Car Finance deal for your needs. They can also help you understand the different terms and conditions associated with the loan.

Finding the best Car Finance deal in County Down doesn't have to be difficult. By doing your research, checking your credit score, shopping around for the best deal, and seeking professional advice, you can get the car of your dreams without breaking the bank.



Refused Car Finance in County Down

When it comes to Car Finance, County Down residents can find themselves in a difficult situation. With the current economic climate, lenders are increasingly reluctant to offer Car Finance to those living in the area. This can leave those looking to purchase a car in a difficult and frustrating situation.

The first step for those who have been refused Car Finance in County Down is to understand why their application has been rejected. This can often be due to a poor credit history or insufficient income. It is important to check your credit history and make sure that all information is up to date and accurate. If there are any discrepancies, it is important to contact the relevant credit agency to get this rectified.

Once you understand why your application has been refused, you can start looking for other options. One of these is to look into a secured loan. This is a loan that is secured against an asset, such as a car or property. This type of loan is often easier to get approved for, as there is less risk for the lender. However, it is important to make sure that you can afford the repayments before committing to a loan.

Another option is to look into peer-to-peer lending. This is where individuals and businesses can borrow money from other people, rather than from a traditional lender. This type of loan is often easier to get approved for, as it is based on trust and reputation rather than credit score. However, it is important to make sure that you are dealing with a reputable lender.

Finally, it is important to remember that there are other options available. If you are unable to get approved for Car Finance in County Down, it is worth looking into other ways of purchasing a car, such as leasing or renting. These options can often be more affordable and may be better suited to your needs.

Ultimately, if you have been refused Car Finance in County Down, it is important to understand why and to look into other options. With the right approach, it is possible to find a way to purchase a car that works for you.

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

CAR FINANCE IN YOUR AREA


Towns in County Down

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.