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Car Finance In Carmarthenshire

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
APPLY ONLINE
 

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

£94pm
Free Delivery
FREE Warranty
.

Suzuki Celerio

Sz2 1 2015

From £94(hp) per month or £4,745.00

£341pm
Free Delivery
FREE Warranty
.

Volkswagen Tiguan

Match Tdi 2 2019

From £341(hp) per month or £17,245.00

£128pm
Free Delivery
FREE Warranty
.

SEAT LEON

1.6 TDI S 2017

From £128(hp) per month or £6,490.00

£301pm
Free Delivery
FREE Warranty
.

Jaguar Xe

Prestige Ingenium 2 2017

From £301(hp) per month or £15,245.00

£232pm
Free Delivery
FREE Warranty
.

Ford Edge

Titanium Tdci 2 2016

From £232(hp) per month or £11,745.00

£128pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA2

1.3 SE 2014

From £128(hp) per month or £6,490.00

£232pm
Free Delivery
FREE Warranty
.

Mini Hatch

Cooper Classic 1.5 2018

From £232(hp) per month or £11,745.00

£139pm
Free Delivery
FREE Warranty
.

Hyundai I20

Mpi S Air 1.2 2017

From £139(hp) per month or £7,045.00

£68pm
Free Delivery
FREE Warranty
.

MINI HATCH

1.6 Cooper S Hatch 2009

From £68(hp) per month or £3,450.00

£183pm
Free Delivery
FREE Warranty
.

Vauxhall Astra

Sri S/s 1.4 2019

From £183(hp) per month or £9,245.00

£242pm
Free Delivery
FREE Warranty
.

Mini Convertible

Cooper 1.5 2016

From £242(hp) per month or £12,245.00

£78pm
Free Delivery
FREE Warranty
.

CITROEN C1

1.0 i VTR 2013

From £78(hp) per month or £3,950.00

£321pm
Free Delivery
FREE Warranty
.

Bmw 4 Series

430d Xdrive M Sport 3 2017

From £321(hp) per month or £16,245.00

£252pm
Free Delivery
FREE Warranty
.

Vauxhall Corsa

1.2 GRIFIN 1.2 2021

From £252(hp) per month or £12,745.00

£173pm
Free Delivery
FREE Warranty
.

Kia Venga

3 Isg 1.6 2015

From £173(hp) per month or £8,745.00

£143pm
Free Delivery
FREE Warranty
.

Vauxhall Astra

Elite Nav Cdti 1.6 2016

From £143(hp) per month or £7,245.00

£133pm
Free Delivery
FREE Warranty
.

Citroen C3 Picasso

Hdi Selection Picasso 1.6 2015

From £133(hp) per month or £6,745.00

£281pm
Free Delivery
FREE Warranty
.

Land Rover Discovery Sport

Td4 Hse Black 2 2016

From £281(hp) per month or £14,245.00

£99pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA3

1.6 Venture 2013

From £99(hp) per month or £4,990.00

£212pm
Free Delivery
FREE Warranty
.

Vauxhall Crossland X

Elite Nav 1.2 2020

From £212(hp) per month or £10,745.00

£287pm
Free Delivery
FREE Warranty
.

Land Rover Discovery Sport

Td4 Se Tech 2 2015

From £287(hp) per month or £14,545.00

£104pm
Free Delivery
FREE Warranty
.

Renault Clio

Dynamique Medianav 1.1 2013

From £104(hp) per month or £5,245.00

£77pm
Free Delivery
FREE Warranty
.

RENAULT CLIO

0.9 TCe ECO Dynamique MediaNav 2013

From £77(hp) per month or £3,890.00

£222pm
Free Delivery
FREE Warranty
.

Volkswagen Golf

Match Tsi Bluemotion Technology Dsg 1.4 2015

From £222(hp) per month or £11,245.00

£222pm
Free Delivery
FREE Warranty
.

Renault Kadjar

Dynamique S Nav Tce 1.3 2018

From £222(hp) per month or £11,245.00

£228pm
Free Delivery
FREE Warranty
.

Audi A1

Tfsi Sport Nav 1.4 2018

From £228(hp) per month or £11,545.00

£262pm
Free Delivery
FREE Warranty
.

Skoda Scala

1.5 TSI 1.5 2020

From £262(hp) per month or £13,249.00

£98pm
Free Delivery
FREE Warranty
.

FORD GRAND C-MAX

1.6 TDCi Titanium 2012

From £98(hp) per month or £4,950.00

£177pm
Free Delivery
FREE Warranty
.

DS AUTOMOBILES DS 3

1.2 PureTech Chic 2017

From £177(hp) per month or £8,950.00

£96pm
Free Delivery
FREE Warranty
.

FIAT 500

0.9 TwinAir Plus Euro 5 (s/s) 3dr 2012

From £96(hp) per month or £4,850.00

£84pm
Free Delivery
FREE Warranty
.

SUZUKI SWIFT

1.2 SZ2 2014

From £84(hp) per month or £4,250.00

£87pm
Free Delivery
FREE Warranty
.

TOYOTA YARIS

1.3 Dual VVT-i TR 2012

From £87(hp) per month or £4,390.00

£139pm
Free Delivery
FREE Warranty
.

Hyundai I10

Se 1 2018

From £139(hp) per month or £7,045.00

£123pm
Free Delivery
FREE Warranty
.

Volkswagen Golf

Se Tdi Bluemotion Technology 1.6 2013

From £123(hp) per month or £6,245.00

£321pm
Free Delivery
FREE Warranty
.

Kia Xceed

SPECIAL EDITION 1 2021

From £321(hp) per month or £16,245.00

£173pm
Free Delivery
FREE Warranty
.

Volkswagen Golf

Gt Tdi Bluemotion Technology Dsg 2 2013

From £173(hp) per month or £8,745.00

£94pm
Free Delivery
FREE Warranty
.

Vauxhall Corsa

Limited Edition 1.4 2015

From £94(hp) per month or £4,745.00

£335pm
Free Delivery
FREE Warranty
.

MINI CONVERTIBLE

2.0 Convertible 25th Anniversary Editio 2018

From £335(hp) per month or £16,950.00

£177pm
Free Delivery
FREE Warranty
.

Suzuki Swift

Sz4 1.2 2015

From £177(hp) per month or £8,945.00

£123pm
Free Delivery
FREE Warranty
.

Bmw 1 Series

118d Se 2 2014

From £123(hp) per month or £6,245.00

£157pm
Free Delivery
FREE Warranty
.

Renault Clio

Dynamique Nav Tce 0.9 2017

From £157(hp) per month or £7,945.00

£84pm
Free Delivery
FREE Warranty
.

Mazda Mazda2

Tamura 1.3 2012

From £84(hp) per month or £4,245.00

£114pm
Free Delivery
FREE Warranty
.

BMW 1 SERIES

1.6 118i Sport 5-door 2013

From £114(hp) per month or £5,790.00

£143pm
Free Delivery
FREE Warranty
.

Peugeot Partner

Blue Hdi Professional L1 1.6 2016

From £143(hp) per month or £7,245.00

£133pm
Free Delivery
FREE Warranty
.

Toyota Yaris

Vvt-i Icon Plus 1.3 2014

From £133(hp) per month or £6,745.00

£93pm
Free Delivery
FREE Warranty
.

NISSAN NOTE

1.2 12V Acenta Premium 2014

From £93(hp) per month or £4,690.00

£79pm
Free Delivery
FREE Warranty
.

FIAT 500L

1.3 500l My15 Lounge 1.3 Multijet 95hp 2015

From £79(hp) per month or £3,990.00

£104pm
Free Delivery
FREE Warranty
.

Nissan Leaf

Acenta 2014

From £104(hp) per month or £5,245.00

£94pm
Free Delivery
FREE Warranty
.

Hyundai Ix35

Crdi Premium 1.7 2012

From £94(hp) per month or £4,745.00

£95pm
Free Delivery
FREE Warranty
.

NISSAN CUBE

1.6 2010

From £95(hp) per month or £4,790.00

Cant Find Exactly What You Are Looking for?



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Finding Car Finance in Carmarthenshire

Are you looking for Car Finance in Carmarthenshire? Whether you're a first-time buyer or a seasoned motorist, there are plenty of options available to you in the area. Here, we'll tell you all you need to know about finding the right Car Finance for your needs.

Types of Car Finance Available

The type of Car Finance you choose will depend on your individual circumstances. The most common types of Car Finance available in Carmarthenshire are:

  • Hire Purchase (HP): This is a traditional loan agreement, where you pay a deposit and then make monthly payments until the loan is paid off. At the end of the agreement, you will own the car.
  • Personal Contract Purchase (PCP): This is a more flexible option, where you pay a deposit and then make monthly payments over an agreed period of time. At the end of the agreement, you can either pay a final balloon payment to own the car, or return the car and walk away.
  • Lease Purchase: This is similar to a hire purchase agreement, but the monthly payments are lower. At the end of the agreement, you will own the car.
  • Personal Contract Hire (PCH): This is a short-term agreement, where you pay a monthly fee to hire the car. At the end of the agreement, you simply return the car and walk away.

Things to Consider When Looking for Car Finance

When looking for Car Finance in Carmarthenshire, there are a few things you should consider. These include:

  • The type of Car Finance that best suits your needs.
  • The amount you can afford to pay for a deposit.
  • The length of the agreement.
  • The interest rate.
  • The total cost of the agreement.
  • The terms and conditions.

Where to Find Car Finance in Carmarthenshire

There are a number of places you can find Car Finance in Carmarthenshire. These include banks, building societies, online lenders, and car dealerships. You should compare the different options available to ensure you get the best deal for your needs.

Conclusion

Finding Car Finance in Carmarthenshire is straightforward, provided you do your research and compare the different options available. Make sure you understand the different types of Car Finance available, and the terms and conditions associated with each one. With the right Car Finance, you can get the car of your dreams.



Refused Car Finance in Carmarthenshire

If you're looking to buy a car in Carmarthenshire, you may find that your application for Car Finance is refused. This can be a frustrating experience, but there are a few things you can do to increase your chances of getting accepted.

Check Your Credit Score

The first step to take is to check your credit score. This will give you an indication of how lenders view you, and what kind of interest rate you might be offered. If your credit score is low, you may need to take steps to improve it before you apply for Car Finance.

Research Different Lenders

Once you know your credit score, you can start researching different lenders in Carmarthenshire. Different lenders have different criteria for accepting Car Finance applications, so it's important to find one that is willing to accept your application. You may also want to compare interest rates to make sure you're getting the best deal.

Improve Your Credit Score

If your credit score is low, there are a few things you can do to improve it. Start by making sure you pay your bills on time, and avoid taking out any new loans or credit cards. You should also check your credit report for any errors or inaccuracies, and dispute any that you find. Finally, you may want to consider getting a secured credit card, which can help to rebuild your credit.

Consider Other Options

If you're still having trouble getting approved for Car Finance, you may want to consider other options. You could look into leasing a car, or even buying a used car with cash. These options may not be ideal, but they can be a good way to get the car you need without having to take out a loan.

Conclusion

Getting refused Car Finance in Carmarthenshire can be a frustrating experience, but there are steps you can take to improve your chances. Start by checking your credit score, researching different lenders, and improving your credit score if necessary. You may also want to consider other options, such as leasing or buying a used car with cash.

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

CAR FINANCE IN YOUR AREA


Towns in Carmarthenshire

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.