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Car Finance In Kidwelly

Choose from any Car Dealer


  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

Finding Car Finance in Kidwelly

If you're looking to buy a car in Kidwelly, you'll need to consider your car finance options. Finding the right car finance in Kidwelly is important, as it can help you get a great deal on your car. Here are some tips to help you find the best car finance in Kidwelly.

Research Different Lenders

The first step in finding car finance in Kidwelly is to research different lenders. There are a variety of lenders that offer car finance in Kidwelly, so it's important to compare them to find the best deal. Consider factors such as interest rates, loan terms, and other fees when comparing lenders.

Consider Your Credit Score

Your credit score is an important factor when it comes to getting car finance in Kidwelly. Lenders will check your credit score to determine if you're eligible for a loan. If your credit score is low, you may have difficulty getting approved for car finance in Kidwelly. It's important to check your credit score before applying for a loan.

Shop Around

It's important to shop around for car finance in Kidwelly. Don't just settle for the first loan offer you get. Compare different lenders to find the best deal. Consider factors such as interest rates, loan terms, and other fees when comparing lenders.

Understand the Terms and Conditions

Before signing any loan agreement, it's important to carefully read and understand the terms and conditions. Make sure you understand all the details of the loan, including the interest rate, repayment terms, and other fees. Don't be afraid to ask questions if you don't understand something.

Look for Deals and Discounts

Many lenders offer deals and discounts on car finance in Kidwelly. Look for these deals when shopping around for car finance. You may be able to get a lower interest rate or other perks if you take advantage of these deals.

Get Pre-Approved

Getting pre-approved for car finance in Kidwelly can help you get a better deal on your car. Pre-approval means that you have already been approved for the loan, so you can negotiate a better deal with the seller. This can help you save money on your car purchase.

Conclusion

Finding car finance in Kidwelly doesn't have to be difficult. With the right research and preparation, you can find the best car finance in Kidwelly. Consider your credit score, shop around for different lenders, understand the terms and conditions, and look for deals and discounts. With the right car finance, you can get a great deal on your car purchase.



Refused Car Finance in Kidwelly

Finding the right car finance can be a difficult process, and for those living in Kidwelly, it can be even more challenging. Unfortunately, many people living in the area have been refused car finance, leaving them without the means to purchase a car. Here, we take a look at some of the reasons why car finance is refused in Kidwelly and what can be done about it.

Reasons for Refusal

The most common reason for refusal of car finance in Kidwelly is a lack of credit history. Without a good credit score, lenders are unlikely to take the risk and may refuse to provide finance. Other factors such as a lack of income, a poor credit rating, or a bankruptcy can also lead to a refusal.

In addition, lenders may also take into account your age and employment status. If you are under 21 or unemployed, you may find it difficult to secure car finance. Finally, lenders may also consider the type of car you are looking to finance. If the car is deemed to be too expensive or too old, you may find it difficult to get approved.

What Can You Do?

If you have been refused car finance in Kidwelly, there are still options available to you. Firstly, you could consider applying for a loan with a guarantor. This involves having a trusted friend, family member, or colleague to act as a guarantor and take responsibility for the loan in the event that you are unable to make payments.

Alternatively, you could consider a hire purchase agreement. This involves paying an upfront deposit and then making monthly payments over an agreed period of time. The car will be yours once all of the payments have been made.

Finally, you could consider leasing a car. This involves paying a monthly fee to hire the car for a set period of time. At the end of the agreement, you will have the option to buy the car or return it.

Conclusion

Finding car finance in Kidwelly can be difficult, but it is not impossible. If you have been refused car finance, there are still options available to you. Consider applying for a loan with a guarantor, a hire purchase agreement, or leasing a car. With the right approach, you can get the car you need.

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

£212pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-trend 1 2019

From £212(hp) per month or £10,745.00

£197pm
Free Delivery
FREE Warranty
.

DS AUTOMOBILES DS 3

1.2 PureTech Chic 2017

From £197(hp) per month or £9,950.00

£113pm
Free Delivery
FREE Warranty
.

Ford Fiesta

Zetec 1.2 2014

From £113(hp) per month or £5,745.00

£133pm
Free Delivery
FREE Warranty
.

Vauxhall Adam

Glam 1.4 2015

From £133(hp) per month or £6,745.00

£360pm
Free Delivery
FREE Warranty
.

Volkswagen Tiguan

Match Tdi 2 2019

From £360(hp) per month or £18,245.00

£177pm
Free Delivery
FREE Warranty
.

RENAULT CLIO

0.9 Iconic TCe 75 MY18 2018

From £177(hp) per month or £8,950.00

£281pm
Free Delivery
FREE Warranty
.

Renault Kadjar

Dynamique S Nav Tce 1.3 2018

From £281(hp) per month or £14,245.00

£193pm
Free Delivery
FREE Warranty
.

Kia Venga

3 Isg 1.6 2015

From £193(hp) per month or £9,745.00

£242pm
Free Delivery
FREE Warranty
.

Mini Convertible

Cooper 1.5 2016

From £242(hp) per month or £12,245.00

£157pm
Free Delivery
FREE Warranty
.

CITROEN C4 PICASSO

2.0 BlueHDi Exclusive EAT6 Euro 6 (s/s) 5dr 2015

From £157(hp) per month or £7,950.00

£281pm
Free Delivery
FREE Warranty
.

Fiat 500

mild hybrid 1 2023

From £281(hp) per month or £14,245.00

£163pm
Free Delivery
FREE Warranty
.

Fiat 500

Lounge 1.2 2018

From £163(hp) per month or £8,245.00

£153pm
Free Delivery
FREE Warranty
.

Volkswagen Jetta

Se Tdi Bluemotion Technology 2 2015

From £153(hp) per month or £7,745.00

£163pm
Free Delivery
FREE Warranty
.

Toyota Yaris

Vvt-i Active 1 2015

From £163(hp) per month or £8,230.00

£281pm
Free Delivery
FREE Warranty
.

Vauxhall Corsa

1.2 GRIFIN 1.2 2021

From £281(hp) per month or £14,245.00

£218pm
Free Delivery
FREE Warranty
.

Ford Fiesta

Titanium 1 2018

From £218(hp) per month or £11,045.00

£149pm
Free Delivery
FREE Warranty
.

RENAULT MEGANE

1.5 Dynamique TomTom Energy dCi 110 Stop & Start 2015

From £149(hp) per month or £7,550.00

£129pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA3

1.6 Venture 2013

From £129(hp) per month or £6,550.00

£98pm
Free Delivery
FREE Warranty
.

MERCEDES-BENZ CLC CLASS

1.8 CLC180K Sport 2011

From £98(hp) per month or £4,950.00

£230pm
Free Delivery
FREE Warranty
.

Vauxhall Crossland X

Elite Nav 1.2 2020

From £230(hp) per month or £11,645.00

£149pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-play 1 2017

From £149(hp) per month or £7,545.00

£242pm
Free Delivery
FREE Warranty
.

Audi A1

Tfsi Sport Nav 1.4 2018

From £242(hp) per month or £12,245.00

£98pm
Free Delivery
FREE Warranty
.

FORD FIESTA

1.3 Zetec 2010

From £98(hp) per month or £4,950.00

£123pm
Free Delivery
FREE Warranty
.

CITROEN C3

1.2 PureTech Feel 2017

From £123(hp) per month or £6,250.00

£351pm
Free Delivery
FREE Warranty
.

Bmw 2 Series

220i Luxury Active Tourer 2 2018

From £351(hp) per month or £17,745.00

£133pm
Free Delivery
FREE Warranty
.

Mini Hatch

Cooper Sd 2 2013

From £133(hp) per month or £6,745.00

£337pm
Free Delivery
FREE Warranty
.

Kia Xceed

SPECIAL EDITION 1 2021

From £337(hp) per month or £17,045.00

£153pm
Free Delivery
FREE Warranty
.

Fiat 500

S 1.2 2017

From £153(hp) per month or £7,745.00

£355pm
Free Delivery
FREE Warranty
.

MINI CONVERTIBLE

2.0 Convertible 25th Anniversary Editio 2018

From £355(hp) per month or £17,950.00

£137pm
Free Delivery
FREE Warranty
.

CITROEN DS5

2.0 HDi DStyle 2013

From £137(hp) per month or £6,950.00

£232pm
Free Delivery
FREE Warranty
.

Mini Hatch

Cooper Classic 1.5 2018

From £232(hp) per month or £11,745.00

£100pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-play 1 2014

From £100(hp) per month or £5,045.00

£153pm
Free Delivery
FREE Warranty
.

Volkswagen Up

Move Up 1 2016

From £153(hp) per month or £7,745.00

£197pm
Free Delivery
FREE Warranty
.

NISSAN JUKE

1.6 Tekna XTRON Euro 6 5dr 2015

From £197(hp) per month or £9,950.00

£177pm
Free Delivery
FREE Warranty
.

VAUXHALL CORSA

1.2 Turbo Elite Nav Premium 2020

From £177(hp) per month or £8,950.00

£212pm
Free Delivery
FREE Warranty
.

Hyundai I20

Mpi Se 1.2 2017

From £212(hp) per month or £10,745.00

£108pm
Free Delivery
FREE Warranty
.

VOLVO XC70

2.4 D5 SE Lux 2008

From £108(hp) per month or £5,450.00

£118pm
Free Delivery
FREE Warranty
.

FORD FOCUS

1.6 Zetec Powershift Euro 5 5dr 2012

From £118(hp) per month or £5,950.00

£78pm
Free Delivery
FREE Warranty
.

VAUXHALL CORSA

1.2 i 16v Limited Edition 2011

From £78(hp) per month or £3,950.00

£94pm
Free Delivery
FREE Warranty
.

CITROEN C1

1.0 i VTR 2013

From £94(hp) per month or £4,750.00

£262pm
Free Delivery
FREE Warranty
.

Skoda Scala

1.5 TSI 1.5 2020

From £262(hp) per month or £13,249.00

£98pm
Free Delivery
FREE Warranty
.

FIAT 500

0.9 TwinAir Plus Euro 5 (s/s) 3dr 2012

From £98(hp) per month or £4,950.00

£163pm
Free Delivery
FREE Warranty
.

Renault Clio

Dynamique Nav Tce 0.9 2017

From £163(hp) per month or £8,245.00

£135pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA2

1.3 SE 2014

From £135(hp) per month or £6,850.00

£137pm
Free Delivery
FREE Warranty
.

FORD ECOSPORT

1.5 TDCi Titanium 2014

From £137(hp) per month or £6,950.00

£123pm
Free Delivery
FREE Warranty
.

FORD FIESTA

1.0 T EcoBoost Zetec S 2016

From £123(hp) per month or £6,250.00

£173pm
Free Delivery
FREE Warranty
.

Kia Proceed

Pro Ceed Crdi Gt-line Isg 1.6 2016

From £173(hp) per month or £8,745.00

£118pm
Free Delivery
FREE Warranty
.

NISSAN QASHQAI

1.6 360 2013

From £118(hp) per month or £5,950.00

£147pm
Free Delivery
FREE Warranty
.

SEAT LEON

1.6 TDI S 2017

From £147(hp) per month or £7,450.00

£127pm
Free Delivery
FREE Warranty
.

FORD FIESTA

1.0 T EcoBoost Zetec 2014

From £127(hp) per month or £6,450.00

£222pm
Free Delivery
FREE Warranty
.

Vauxhall Mokka X

Elite Nav Ecotec S/s 1.4 2018

From £222(hp) per month or £11,245.00

£163pm
Free Delivery
FREE Warranty
.

Ford Ka

Zetec 1.2 2016

From £163(hp) per month or £8,245.00

£116pm
Free Delivery
FREE Warranty
.

FORD ECOSPORT

1.0 T EcoBoost Titanium 2015

From £116(hp) per month or £5,850.00

£133pm
Free Delivery
FREE Warranty
.

Suzuki Celerio

Sz4 1 2016

From £133(hp) per month or £6,745.00

£301pm
Free Delivery
FREE Warranty
.

Ssangyong Korando

Elx 2.2 2018

From £301(hp) per month or £15,245.00

Cant Find Exactly What You Are Looking for?



View 300,000 Dealer Cars >>>

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.