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Car Finance In Staffordshire

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
APPLY ONLINE
 

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

£139pm
Free Delivery
FREE Warranty
.

Hyundai I20

Mpi S Air 1.2 2017

From £139(hp) per month or £7,045.00

£118pm
Free Delivery
FREE Warranty
.

NISSAN QASHQAI

1.6 360 2013

From £118(hp) per month or £5,950.00

£341pm
Free Delivery
FREE Warranty
.

Volkswagen Tiguan

Match Tdi 2 2019

From £341(hp) per month or £17,245.00

£230pm
Free Delivery
FREE Warranty
.

Vauxhall Crossland X

Elite Nav 1.2 2020

From £230(hp) per month or £11,645.00

£123pm
Free Delivery
FREE Warranty
.

Volkswagen Golf

Se Tdi Bluemotion Technology 1.6 2013

From £123(hp) per month or £6,245.00

£262pm
Free Delivery
FREE Warranty
.

Skoda Scala

1.5 TSI 1.5 2020

From £262(hp) per month or £13,249.00

£232pm
Free Delivery
FREE Warranty
.

Ford Edge

Titanium Tdci 2 2016

From £232(hp) per month or £11,745.00

£183pm
Free Delivery
FREE Warranty
.

Vauxhall Astra

Sri S/s 1.4 2019

From £183(hp) per month or £9,245.00

£177pm
Free Delivery
FREE Warranty
.

DS AUTOMOBILES DS 3

1.2 PureTech Chic 2017

From £177(hp) per month or £8,950.00

£193pm
Free Delivery
FREE Warranty
.

Kia Venga

3 Isg 1.6 2015

From £193(hp) per month or £9,745.00

£123pm
Free Delivery
FREE Warranty
.

Seat Ibiza

Tsi Fr 1.2 2015

From £123(hp) per month or £6,245.00

£70pm
Free Delivery
FREE Warranty
.

Fiat Punto

Gbt 1.4 2012

From £70(hp) per month or £3,545.00

£532pm
Free Delivery
FREE Warranty
.

PORSCHE CAYENNE

3.0 TD V6 Platinum Edition TiptronicS 4WD Euro 6 (s/s) 5dr 2017

From £532(hp) per month or £26,950.00

£287pm
Free Delivery
FREE Warranty
.

Land Rover Discovery Sport

Td4 Se Tech 2 2015

From £287(hp) per month or £14,545.00

£163pm
Free Delivery
FREE Warranty
.

Seat Ibiza

Tsi Fr Technology 1.2 2016

From £163(hp) per month or £8,245.00

£123pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA2

1.3 SE 2014

From £123(hp) per month or £6,250.00

£321pm
Free Delivery
FREE Warranty
.

Bmw 4 Series

430d Xdrive M Sport 3 2017

From £321(hp) per month or £16,245.00

£113pm
Free Delivery
FREE Warranty
.

Fiat 500

Lounge 1.2 2015

From £113(hp) per month or £5,745.00

£84pm
Free Delivery
FREE Warranty
.

SUZUKI SWIFT

1.2 SZ2 2014

From £84(hp) per month or £4,250.00

£100pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-play 1 2014

From £100(hp) per month or £5,045.00

£133pm
Free Delivery
FREE Warranty
.

Toyota Yaris

Vvt-i Icon Plus 1.3 2014

From £133(hp) per month or £6,745.00

£133pm
Free Delivery
FREE Warranty
.

Citroen C3 Picasso

Hdi Selection Picasso 1.6 2015

From £133(hp) per month or £6,745.00

£173pm
Free Delivery
FREE Warranty
.

Volkswagen Golf

Gt Tdi Bluemotion Technology Dsg 2 2013

From £173(hp) per month or £8,745.00

£78pm
Free Delivery
FREE Warranty
.

SKODA FABIA

1.2 TDI GreenLine II 2011

From £78(hp) per month or £3,950.00

£78pm
Free Delivery
FREE Warranty
.

NISSAN CUBE

1.6 2010

From £78(hp) per month or £3,950.00

£137pm
Free Delivery
FREE Warranty
.

SEAT LEON

1.6 TDI S 2017

From £137(hp) per month or £6,950.00

£104pm
Free Delivery
FREE Warranty
.

VAUXHALL MOKKA

1.4 i Turbo Tech Line 2015

From £104(hp) per month or £5,250.00

£58pm
Free Delivery
FREE Warranty
.

NISSAN QASHQAI

1.6 Acenta 2007

From £58(hp) per month or £2,950.00

£242pm
Free Delivery
FREE Warranty
.

Mini Convertible

Cooper 1.5 2016

From £242(hp) per month or £12,245.00

£222pm
Free Delivery
FREE Warranty
.

Renault Kadjar

S Edition Tce 1.3 2019

From £222(hp) per month or £11,245.00

£143pm
Free Delivery
FREE Warranty
.

Peugeot Partner

Blue Hdi Professional L1 1.6 2016

From £143(hp) per month or £7,245.00

£143pm
Free Delivery
FREE Warranty
.

Vauxhall Astra

Elite Nav Cdti 1.6 2016

From £143(hp) per month or £7,245.00

£133pm
Free Delivery
FREE Warranty
.

Kia Sportage

Crdi 1 1.7 2015

From £133(hp) per month or £6,745.00

£222pm
Free Delivery
FREE Warranty
.

Renault Kadjar

Dynamique S Nav Tce 1.3 2018

From £222(hp) per month or £11,245.00

£98pm
Free Delivery
FREE Warranty
.

TOYOTA YARIS

1.3 Dual VVT-i TR 2012

From £98(hp) per month or £4,950.00

£78pm
Free Delivery
FREE Warranty
.

CITROEN C1

1.0 i VTR 2013

From £78(hp) per month or £3,950.00

£335pm
Free Delivery
FREE Warranty
.

MINI CONVERTIBLE

2.0 Convertible 25th Anniversary Editio 2018

From £335(hp) per month or £16,950.00

£232pm
Free Delivery
FREE Warranty
.

Mini Hatch

Cooper Classic 1.5 2018

From £232(hp) per month or £11,745.00

£104pm
Free Delivery
FREE Warranty
.

Nissan Leaf

Acenta 2014

From £104(hp) per month or £5,245.00

£88pm
Free Delivery
FREE Warranty
.

FIAT 500L

1.3 500l My15 Lounge 1.3 Multijet 95hp 2015

From £88(hp) per month or £4,450.00

£104pm
Free Delivery
FREE Warranty
.

NISSAN NOTE

1.2 12V Acenta Premium 2014

From £104(hp) per month or £5,250.00

£137pm
Free Delivery
FREE Warranty
.

FORD FOCUS

1.5 TDCi Zetec 2015

From £137(hp) per month or £6,950.00

£68pm
Free Delivery
FREE Warranty
.

PEUGEOT 207 CC

1.6 VTi Active 2012

From £68(hp) per month or £3,450.00

£281pm
Free Delivery
FREE Warranty
.

Land Rover Discovery Sport

Td4 Hse Black 2 2016

From £281(hp) per month or £14,245.00

£96pm
Free Delivery
FREE Warranty
.

FIAT 500

0.9 TwinAir Plus Euro 5 (s/s) 3dr 2012

From £96(hp) per month or £4,850.00

£262pm
Free Delivery
FREE Warranty
.

Vauxhall Corsa

1.2 GRIFIN 1.2 2021

From £262(hp) per month or £13,245.00

£193pm
Free Delivery
FREE Warranty
.

Suzuki Swift

Sz4 1.2 2015

From £193(hp) per month or £9,745.00

£337pm
Free Delivery
FREE Warranty
.

Kia Xceed

SPECIAL EDITION 1 2021

From £337(hp) per month or £17,045.00

£133pm
Free Delivery
FREE Warranty
.

Ford Kuga

Titanium Tdci 2 2015

From £133(hp) per month or £6,745.00

£272pm
Free Delivery
FREE Warranty
.

Ssangyong Korando

Elx 2.2 2018

From £272(hp) per month or £13,745.00

£228pm
Free Delivery
FREE Warranty
.

Audi A1

Tfsi Sport Nav 1.4 2018

From £228(hp) per month or £11,545.00

£157pm
Free Delivery
FREE Warranty
.

Renault Clio

Dynamique Nav Tce 0.9 2017

From £157(hp) per month or £7,945.00

£193pm
Free Delivery
FREE Warranty
.

Ford Fiesta

Titanium 1 2018

From £193(hp) per month or £9,745.00

£301pm
Free Delivery
FREE Warranty
.

Jaguar Xe

Prestige Ingenium 2 2017

From £301(hp) per month or £15,245.00

Cant Find Exactly What You Are Looking for?



View 300,000 Dealer Cars >>>

Looking for Car Finance in Staffordshire?

If you're looking for Car Finance in Staffordshire, you're in luck. There are many Car Finance options available in the area, ranging from traditional bank loans to more innovative online lenders. Here's a quick look at some of the best options for Car Finance in Staffordshire.

Traditional Bank Loans

One of the most popular ways to finance a car in Staffordshire is through a traditional bank loan. These loans are typically secured against the car itself, meaning that if you fail to make payments, the bank can repossess the vehicle. This can be a great option for those who have good credit and a steady income, as the interest rates tend to be lower than those offered by other lenders.

Online Lenders

Online lenders are becoming increasingly popular for Car Finance in Staffordshire. These lenders offer competitive rates and flexible repayment plans, making them a great option for those who don't have the best credit or who are on a tight budget. The application process is usually quick and easy, and funds can be deposited into your account in as little as 24 hours.

Dealership Financing

If you're looking to purchase a car from a dealership in Staffordshire, you may be able to take advantage of their in-house financing options. Dealership financing is usually quite flexible and can be tailored to suit your individual needs. However, it's important to be aware that the interest rates can be higher than those offered by other lenders, so it's important to shop around before committing to a loan.

Leasing

Leasing is another popular option for Car Finance in Staffordshire. With a lease, you'll make regular payments to the lender over a set period of time, and then return the car at the end of the agreement. This can be a great option for those who don't want to commit to buying a car outright, and who want to upgrade their vehicle every few years.

Conclusion

Finding Car Finance in Staffordshire doesn't have to be a difficult task. There are plenty of options available, ranging from traditional bank loans to more innovative online lenders. It's important to shop around and compare different options to make sure you're getting the best deal for your circumstances.



Reasons Why Your Car Finance in Staffordshire Might Be Refused

Getting Car Finance in Staffordshire can be a difficult process. There are many factors that can affect your eligibility for Car Finance, and it is important to understand why you might be refused Car Finance in Staffordshire.

One of the main reasons why your Car Finance might be refused is due to your credit score. Lenders will take into account your credit score when deciding whether to approve your Car Finance. If you have a poor credit score, it is likely that your finance application will be declined.

Another reason why your Car Finance might be refused is due to your employment status. If you are unemployed or self-employed, lenders may be less likely to approve your finance application. It is important to ensure that you can prove your employment status and demonstrate that you are able to make regular payments.

Your income is also a factor that lenders will consider when deciding whether to approve your Car Finance. If you do not have a steady income, lenders may be less likely to approve your application. It is important to ensure that you can demonstrate that you have a regular income that can cover the payments of your Car Finance.

Finally, lenders may also take into account the type of car you are looking to finance. If you are looking to finance a car that is too expensive or of a higher value than what you can afford, it is likely that your finance application will be declined.

It is important to understand why your Car Finance might be refused in order to ensure that you are able to get the best deal possible. By understanding the factors that lenders consider when making their decision, you can ensure that you are able to get the Car Finance you need.

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

CAR FINANCE IN YOUR AREA


Towns in Staffordshire

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.