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Car Finance In Colburn

Choose from any Car Dealer


  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

How to Find Car Finance in Colburn

Searching for car finance in Colburn can be a daunting task. With so many options available, it can be difficult to know where to start. Fortunately, there are several resources available to help you find the best car finance options in Colburn.

Step 1: Research Different Lenders

The first step in finding car finance in Colburn is to research different lenders. Look into the different loan terms and rates that each lender offers. You may also want to look into the customer service reputation of each lender. This will help you determine which lender is the best fit for your needs.

Step 2: Compare Rates and Terms

Once you have narrowed down your list of lenders, it is time to compare rates and terms. Look at the interest rate, the length of the loan, and any other fees associated with the loan. This will help you determine which lender offers the best deal for your needs.

Step 3: Get Pre-Approved

Getting pre-approved for a loan is a great way to ensure that you get the best deal on car finance in Colburn. Pre-approval will give you an idea of what you can expect to pay for a loan and will make the process of finding car finance much easier.

Step 4: Shop Around

Once you have been pre-approved for a loan, it is time to shop around for car finance in Colburn. Look at different lenders and compare their rates and terms. This will help you find the best deal for your needs.

Step 5: Negotiate

Once you have found the best deal for your car finance in Colburn, it is time to negotiate. Talk to the lender about their rates and terms and see if you can get a better deal. Negotiating can save you a lot of money in the long run.

Conclusion

Finding car finance in Colburn can be a difficult task, but it doesn't have to be. By researching different lenders, comparing rates and terms, getting pre-approved, shopping around, and negotiating, you can find the best deal for your needs.



What You Need to Know About Refused Car Finance in Colburn

Buying a car is a major purchase, and many people rely on car finance to help them afford the vehicle they need. Unfortunately, not everyone is approved for car finance, and in Colburn, there are several reasons why a person may be refused car finance. Here, we take a look at some of the most common causes of refused car finance in Colburn and what you can do to improve your chances of being approved for car finance.

Common Reasons for Refused Car Finance in Colburn

When applying for car finance in Colburn, there are several factors that lenders take into consideration. Some of the most common reasons for refused car finance include:

  • Low credit score: Lenders use your credit score to determine how likely you are to repay the loan. If your credit score is too low, you may be refused car finance.
  • Insufficient income: Lenders want to make sure that you have enough income to cover your loan payments. If your income is too low, you may be refused car finance.
  • Unstable employment: Lenders want to make sure that you have a stable job and income. If your job is unstable or you don't have a regular income, you may be refused car finance.
  • Too many outstanding debts: If you have too many outstanding debts, lenders may be concerned that you won't be able to pay back the loan. This can lead to refused car finance.

What You Can Do to Improve Your Chances of Being Approved for Car Finance

If you have been refused car finance in Colburn, there are several steps you can take to improve your chances of being approved. These include:

  • Check your credit score: Check your credit score to make sure there are no errors or issues that could be causing your application to be refused. If you find any, take steps to correct them.
  • Save for a larger deposit: A larger deposit can help reduce the amount you need to borrow and may increase your chances of being approved for car finance.
  • Improve your employment situation: If your employment situation is unstable, take steps to improve it. This may include getting a more stable job or increasing your income.
  • Pay off any outstanding debts: Paying off any outstanding debts can help improve your credit score and make you more likely to be approved for car finance.

If you have been refused car finance in Colburn, don't give up. There are steps you can take to improve your chances of being approved, and with a bit of effort, you may be able to get the car finance you need.

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

£177pm
Free Delivery
FREE Warranty
.

DS AUTOMOBILES DS 3

1.2 PureTech Chic 2017

From £177(hp) per month or £8,950.00

£68pm
Free Delivery
FREE Warranty
.

PEUGEOT 207 CC

1.6 VTi Active 2012

From £68(hp) per month or £3,450.00

£118pm
Free Delivery
FREE Warranty
.

NISSAN QASHQAI

1.6 360 2013

From £118(hp) per month or £5,950.00

£143pm
Free Delivery
FREE Warranty
.

Vauxhall Astra

Elite Nav Cdti 1.6 2016

From £143(hp) per month or £7,245.00

£321pm
Free Delivery
FREE Warranty
.

Bmw 4 Series

430d Xdrive M Sport 3 2017

From £321(hp) per month or £16,245.00

£335pm
Free Delivery
FREE Warranty
.

MINI CONVERTIBLE

2.0 Convertible 25th Anniversary Editio 2018

From £335(hp) per month or £16,950.00

£70pm
Free Delivery
FREE Warranty
.

Fiat Punto

Gbt 1.4 2012

From £70(hp) per month or £3,545.00

£137pm
Free Delivery
FREE Warranty
.

FORD FOCUS

1.5 TDCi Zetec 2015

From £137(hp) per month or £6,950.00

£123pm
Free Delivery
FREE Warranty
.

Volkswagen Golf

Se Tdi Bluemotion Technology 1.6 2013

From £123(hp) per month or £6,245.00

£104pm
Free Delivery
FREE Warranty
.

NISSAN NOTE

1.2 12V Acenta Premium 2014

From £104(hp) per month or £5,250.00

£262pm
Free Delivery
FREE Warranty
.

Skoda Scala

1.5 TSI 1.5 2020

From £262(hp) per month or £13,249.00

£123pm
Free Delivery
FREE Warranty
.

Seat Ibiza

Tsi Fr 1.2 2015

From £123(hp) per month or £6,245.00

£88pm
Free Delivery
FREE Warranty
.

FIAT 500L

1.3 500l My15 Lounge 1.3 Multijet 95hp 2015

From £88(hp) per month or £4,450.00

£104pm
Free Delivery
FREE Warranty
.

Nissan Leaf

Acenta 2014

From £104(hp) per month or £5,245.00

£108pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA3

1.6 Venture 2013

From £108(hp) per month or £5,450.00

£287pm
Free Delivery
FREE Warranty
.

Land Rover Discovery Sport

Td4 Se Tech 2 2015

From £287(hp) per month or £14,545.00

£232pm
Free Delivery
FREE Warranty
.

Mini Hatch

Cooper Classic 1.5 2018

From £232(hp) per month or £11,745.00

£157pm
Free Delivery
FREE Warranty
.

Renault Clio

Dynamique Nav Tce 0.9 2017

From £157(hp) per month or £7,945.00

£193pm
Free Delivery
FREE Warranty
.

Kia Venga

3 Isg 1.6 2015

From £193(hp) per month or £9,745.00

£230pm
Free Delivery
FREE Warranty
.

Vauxhall Crossland X

Elite Nav 1.2 2020

From £230(hp) per month or £11,645.00

£78pm
Free Delivery
FREE Warranty
.

CITROEN C1

1.0 i VTR 2013

From £78(hp) per month or £3,950.00

£337pm
Free Delivery
FREE Warranty
.

Kia Xceed

SPECIAL EDITION 1 2021

From £337(hp) per month or £17,045.00

£137pm
Free Delivery
FREE Warranty
.

SEAT LEON

1.6 TDI S 2017

From £137(hp) per month or £6,950.00

£84pm
Free Delivery
FREE Warranty
.

SUZUKI SWIFT

1.2 SZ2 2014

From £84(hp) per month or £4,250.00

£193pm
Free Delivery
FREE Warranty
.

Suzuki Swift

Sz4 1.2 2015

From £193(hp) per month or £9,745.00

£173pm
Free Delivery
FREE Warranty
.

Volkswagen Golf

Gt Tdi Bluemotion Technology Dsg 2 2013

From £173(hp) per month or £8,745.00

£98pm
Free Delivery
FREE Warranty
.

TOYOTA YARIS

1.3 Dual VVT-i TR 2012

From £98(hp) per month or £4,950.00

£133pm
Free Delivery
FREE Warranty
.

Citroen C3 Picasso

Hdi Selection Picasso 1.6 2015

From £133(hp) per month or £6,745.00

£100pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-play 1 2014

From £100(hp) per month or £5,045.00

£133pm
Free Delivery
FREE Warranty
.

Ford Kuga

Titanium Tdci 2 2015

From £133(hp) per month or £6,745.00

£139pm
Free Delivery
FREE Warranty
.

Hyundai I20

Mpi S Air 1.2 2017

From £139(hp) per month or £7,045.00

£183pm
Free Delivery
FREE Warranty
.

Vauxhall Astra

Sri S/s 1.4 2019

From £183(hp) per month or £9,245.00

£96pm
Free Delivery
FREE Warranty
.

FIAT 500

0.9 TwinAir Plus Euro 5 (s/s) 3dr 2012

From £96(hp) per month or £4,850.00

£272pm
Free Delivery
FREE Warranty
.

Ssangyong Korando

Elx 2.2 2018

From £272(hp) per month or £13,745.00

£123pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA2

1.3 SE 2014

From £123(hp) per month or £6,250.00

£113pm
Free Delivery
FREE Warranty
.

Fiat 500

Lounge 1.2 2015

From £113(hp) per month or £5,745.00

£94pm
Free Delivery
FREE Warranty
.

Vauxhall Corsa

Limited Edition 1.4 2015

From £94(hp) per month or £4,745.00

£68pm
Free Delivery
FREE Warranty
.

MINI HATCH

1.6 Cooper S Hatch 2009

From £68(hp) per month or £3,450.00

£242pm
Free Delivery
FREE Warranty
.

Mini Convertible

Cooper 1.5 2016

From £242(hp) per month or £12,245.00

£143pm
Free Delivery
FREE Warranty
.

Peugeot Partner

Blue Hdi Professional L1 1.6 2016

From £143(hp) per month or £7,245.00

£232pm
Free Delivery
FREE Warranty
.

Ford Edge

Titanium Tdci 2 2016

From £232(hp) per month or £11,745.00

£163pm
Free Delivery
FREE Warranty
.

Seat Ibiza

Tsi Fr Technology 1.2 2016

From £163(hp) per month or £8,245.00

£532pm
Free Delivery
FREE Warranty
.

PORSCHE CAYENNE

3.0 TD V6 Platinum Edition TiptronicS 4WD Euro 6 (s/s) 5dr 2017

From £532(hp) per month or £26,950.00

£262pm
Free Delivery
FREE Warranty
.

Vauxhall Corsa

1.2 GRIFIN 1.2 2021

From £262(hp) per month or £13,245.00

£133pm
Free Delivery
FREE Warranty
.

Toyota Yaris

Vvt-i Icon Plus 1.3 2014

From £133(hp) per month or £6,745.00

£68pm
Free Delivery
FREE Warranty
.

FORD KA

1.2 Zetec 2011

From £68(hp) per month or £3,450.00

£139pm
Free Delivery
FREE Warranty
.

Hyundai I10

Se 1 2018

From £139(hp) per month or £7,045.00

£133pm
Free Delivery
FREE Warranty
.

Kia Sportage

Crdi 1 1.7 2015

From £133(hp) per month or £6,745.00

£222pm
Free Delivery
FREE Warranty
.

Renault Kadjar

Dynamique S Nav Tce 1.3 2018

From £222(hp) per month or £11,245.00

£78pm
Free Delivery
FREE Warranty
.

NISSAN CUBE

1.6 2010

From £78(hp) per month or £3,950.00

£281pm
Free Delivery
FREE Warranty
.

Land Rover Discovery Sport

Td4 Hse Black 2 2016

From £281(hp) per month or £14,245.00

£228pm
Free Delivery
FREE Warranty
.

Audi A1

Tfsi Sport Nav 1.4 2018

From £228(hp) per month or £11,545.00

£301pm
Free Delivery
FREE Warranty
.

Jaguar Xe

Prestige Ingenium 2 2017

From £301(hp) per month or £15,245.00

£341pm
Free Delivery
FREE Warranty
.

Volkswagen Tiguan

Match Tdi 2 2019

From £341(hp) per month or £17,245.00

Cant Find Exactly What You Are Looking for?



View 300,000 Dealer Cars >>>

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.