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Car Finance In Uppingham

Choose from any Car Dealer


  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

Finding Car Finance in Uppingham

If you are looking for car finance in Uppingham, there are a few things to consider before making a decision. Uppingham is a small town in the East Midlands, and there are limited options for car finance available in the area. However, there are still a few options available for those looking to finance a car.

Car Dealerships

Car dealerships are the most common option for car finance in Uppingham. Many dealerships in the area offer financing options for those looking to purchase a car. It is important to shop around and compare different dealerships and financing options to find the best deal. It is also important to read the terms and conditions of any financing agreement carefully before signing.

Banks and Credit Unions

Banks and credit unions are another option for car finance in Uppingham. They may offer competitive rates and terms, so it is worth shopping around to find the best deal. Banks and credit unions may also require a deposit and may require that the car be insured. It is important to read the terms and conditions of any loan agreement carefully before signing.

Online Lenders

Online lenders are another option for car finance in Uppingham. Online lenders may offer competitive rates and terms, and may be able to provide financing for those with less than perfect credit. It is important to shop around and compare different online lenders to find the best deal. It is also important to read the terms and conditions of any loan agreement carefully before signing.

Conclusion

Finding car finance in Uppingham can be a challenge, but there are still a few options available. Car dealerships, banks and credit unions, and online lenders all offer financing options for those looking to purchase a car. It is important to shop around and compare different options to find the best deal. It is also important to read the terms and conditions of any financing agreement carefully before signing.



Refused Car Finance in Uppingham

Getting refused car finance in Uppingham can be a huge setback for those looking to purchase their first car or upgrade to a newer model. There are a few reasons why you may be refused car finance in Uppingham, and it is important to understand why this has happened so you can take steps to improve your chances of being accepted in the future.

Reasons for Refusal

The most common reason for being refused car finance in Uppingham is having a poor credit history. If you have missed payments on other loans or credit cards, this can be a red flag for lenders. Another factor that could lead to a refusal is having too many applications for credit in a short period of time, as this suggests that you are struggling to manage your finances.

It is also possible to be refused car finance if you have insufficient income to cover the repayments. Lenders will assess your income and outgoings to determine if you can afford the loan, and if not, they may refuse your application.

Improving Your Chances

If you have been refused car finance in Uppingham, there are steps you can take to improve your chances of being accepted in the future. Firstly, you should check your credit report to ensure that the information is accurate and up to date. You can then take steps to improve your credit score, such as paying off any outstanding debts and making sure you make all payments on time.

It is also important to ensure that you have sufficient income to cover the repayments. You may need to consider taking on additional work or reducing your outgoings in order to demonstrate to lenders that you can afford the loan.

Conclusion

Being refused car finance in Uppingham can be a huge setback, but it is important to understand why this has happened so you can take steps to improve your chances of being accepted in the future. It is also important to ensure that you have sufficient income to cover the repayments, as this will be taken into consideration by lenders.

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

£337pm
Free Delivery
FREE Warranty
.

Kia Xceed

SPECIAL EDITION 1 2021

From £337(hp) per month or £17,045.00

£197pm
Free Delivery
FREE Warranty
.

NISSAN JUKE

1.6 Tekna XTRON Euro 6 5dr 2015

From £197(hp) per month or £9,950.00

£153pm
Free Delivery
FREE Warranty
.

Volkswagen Jetta

Se Tdi Bluemotion Technology 2 2015

From £153(hp) per month or £7,745.00

£173pm
Free Delivery
FREE Warranty
.

Kia Proceed

Pro Ceed Crdi Gt-line Isg 1.6 2016

From £173(hp) per month or £8,745.00

£360pm
Free Delivery
FREE Warranty
.

Volkswagen Tiguan

Match Tdi 2 2019

From £360(hp) per month or £18,245.00

£100pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-play 1 2014

From £100(hp) per month or £5,045.00

£177pm
Free Delivery
FREE Warranty
.

VAUXHALL CORSA

1.2 Turbo Elite Nav Premium 2020

From £177(hp) per month or £8,950.00

£212pm
Free Delivery
FREE Warranty
.

Hyundai I20

Mpi Se 1.2 2017

From £212(hp) per month or £10,745.00

£116pm
Free Delivery
FREE Warranty
.

FORD ECOSPORT

1.0 T EcoBoost Titanium 2015

From £116(hp) per month or £5,850.00

£149pm
Free Delivery
FREE Warranty
.

RENAULT MEGANE

1.5 Dynamique TomTom Energy dCi 110 Stop & Start 2015

From £149(hp) per month or £7,550.00

£218pm
Free Delivery
FREE Warranty
.

Ford Fiesta

Titanium 1 2018

From £218(hp) per month or £11,045.00

£212pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-trend 1 2019

From £212(hp) per month or £10,745.00

£301pm
Free Delivery
FREE Warranty
.

Ssangyong Korando

Elx 2.2 2018

From £301(hp) per month or £15,245.00

£133pm
Free Delivery
FREE Warranty
.

Suzuki Celerio

Sz4 1 2016

From £133(hp) per month or £6,745.00

£98pm
Free Delivery
FREE Warranty
.

MERCEDES-BENZ CLC CLASS

1.8 CLC180K Sport 2011

From £98(hp) per month or £4,950.00

£94pm
Free Delivery
FREE Warranty
.

CITROEN C1

1.0 i VTR 2013

From £94(hp) per month or £4,750.00

£137pm
Free Delivery
FREE Warranty
.

FORD ECOSPORT

1.5 TDCi Titanium 2014

From £137(hp) per month or £6,950.00

£163pm
Free Delivery
FREE Warranty
.

Toyota Yaris

Vvt-i Active 1 2015

From £163(hp) per month or £8,230.00

£118pm
Free Delivery
FREE Warranty
.

NISSAN QASHQAI

1.6 360 2013

From £118(hp) per month or £5,950.00

£242pm
Free Delivery
FREE Warranty
.

Audi A1

Tfsi Sport Nav 1.4 2018

From £242(hp) per month or £12,245.00

£262pm
Free Delivery
FREE Warranty
.

Skoda Scala

1.5 TSI 1.5 2020

From £262(hp) per month or £13,249.00

£98pm
Free Delivery
FREE Warranty
.

FORD FIESTA

1.3 Zetec 2010

From £98(hp) per month or £4,950.00

£281pm
Free Delivery
FREE Warranty
.

Vauxhall Corsa

1.2 GRIFIN 1.2 2021

From £281(hp) per month or £14,245.00

£133pm
Free Delivery
FREE Warranty
.

Vauxhall Adam

Glam 1.4 2015

From £133(hp) per month or £6,745.00

£153pm
Free Delivery
FREE Warranty
.

Volkswagen Up

Move Up 1 2016

From £153(hp) per month or £7,745.00

£153pm
Free Delivery
FREE Warranty
.

Fiat 500

S 1.2 2017

From £153(hp) per month or £7,745.00

£197pm
Free Delivery
FREE Warranty
.

DS AUTOMOBILES DS 3

1.2 PureTech Chic 2017

From £197(hp) per month or £9,950.00

£123pm
Free Delivery
FREE Warranty
.

FORD FIESTA

1.0 T EcoBoost Zetec S 2016

From £123(hp) per month or £6,250.00

£232pm
Free Delivery
FREE Warranty
.

Mini Hatch

Cooper Classic 1.5 2018

From £232(hp) per month or £11,745.00

£135pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA2

1.3 SE 2014

From £135(hp) per month or £6,850.00

£78pm
Free Delivery
FREE Warranty
.

VAUXHALL CORSA

1.2 i 16v Limited Edition 2011

From £78(hp) per month or £3,950.00

£137pm
Free Delivery
FREE Warranty
.

CITROEN DS5

2.0 HDi DStyle 2013

From £137(hp) per month or £6,950.00

£108pm
Free Delivery
FREE Warranty
.

VOLVO XC70

2.4 D5 SE Lux 2008

From £108(hp) per month or £5,450.00

£129pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA3

1.6 Venture 2013

From £129(hp) per month or £6,550.00

£242pm
Free Delivery
FREE Warranty
.

Mini Convertible

Cooper 1.5 2016

From £242(hp) per month or £12,245.00

£355pm
Free Delivery
FREE Warranty
.

MINI CONVERTIBLE

2.0 Convertible 25th Anniversary Editio 2018

From £355(hp) per month or £17,950.00

£113pm
Free Delivery
FREE Warranty
.

Ford Fiesta

Zetec 1.2 2014

From £113(hp) per month or £5,745.00

£98pm
Free Delivery
FREE Warranty
.

FIAT 500

0.9 TwinAir Plus Euro 5 (s/s) 3dr 2012

From £98(hp) per month or £4,950.00

£163pm
Free Delivery
FREE Warranty
.

Renault Clio

Dynamique Nav Tce 0.9 2017

From £163(hp) per month or £8,245.00

£281pm
Free Delivery
FREE Warranty
.

Renault Kadjar

Dynamique S Nav Tce 1.3 2018

From £281(hp) per month or £14,245.00

£163pm
Free Delivery
FREE Warranty
.

Ford Ka

Zetec 1.2 2016

From £163(hp) per month or £8,245.00

£281pm
Free Delivery
FREE Warranty
.

Fiat 500

mild hybrid 1 2023

From £281(hp) per month or £14,245.00

£149pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-play 1 2017

From £149(hp) per month or £7,545.00

£147pm
Free Delivery
FREE Warranty
.

SEAT LEON

1.6 TDI S 2017

From £147(hp) per month or £7,450.00

£230pm
Free Delivery
FREE Warranty
.

Vauxhall Crossland X

Elite Nav 1.2 2020

From £230(hp) per month or £11,645.00

£193pm
Free Delivery
FREE Warranty
.

Kia Venga

3 Isg 1.6 2015

From £193(hp) per month or £9,745.00

£222pm
Free Delivery
FREE Warranty
.

Vauxhall Mokka X

Elite Nav Ecotec S/s 1.4 2018

From £222(hp) per month or £11,245.00

£118pm
Free Delivery
FREE Warranty
.

FORD FOCUS

1.6 Zetec Powershift Euro 5 5dr 2012

From £118(hp) per month or £5,950.00

£127pm
Free Delivery
FREE Warranty
.

FORD FIESTA

1.0 T EcoBoost Zetec 2014

From £127(hp) per month or £6,450.00

£351pm
Free Delivery
FREE Warranty
.

Bmw 2 Series

220i Luxury Active Tourer 2 2018

From £351(hp) per month or £17,745.00

£163pm
Free Delivery
FREE Warranty
.

Fiat 500

Lounge 1.2 2018

From £163(hp) per month or £8,245.00

£123pm
Free Delivery
FREE Warranty
.

CITROEN C3

1.2 PureTech Feel 2017

From £123(hp) per month or £6,250.00

£133pm
Free Delivery
FREE Warranty
.

Mini Hatch

Cooper Sd 2 2013

From £133(hp) per month or £6,745.00

£177pm
Free Delivery
FREE Warranty
.

RENAULT CLIO

0.9 Iconic TCe 75 MY18 2018

From £177(hp) per month or £8,950.00

£157pm
Free Delivery
FREE Warranty
.

CITROEN C4 PICASSO

2.0 BlueHDi Exclusive EAT6 Euro 6 (s/s) 5dr 2015

From £157(hp) per month or £7,950.00

Cant Find Exactly What You Are Looking for?



View 300,000 Dealer Cars >>>

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.