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Car Finance In Ludgershall

Choose from any Car Dealer


  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

Finding Car Finance in Ludgershall

If you are looking for car finance in Ludgershall, there are a number of options available to you. Whether you are looking to buy a new or used car, there are a variety of lenders in the area offering competitive rates and flexible terms. Here is a guide to help you find the right car finance for you.

Step 1: Research Your Options

The first step in finding car finance in Ludgershall is to research your options. There are a number of lenders in the area, so it is important to compare the different rates and terms they offer. You should also consider any additional fees or charges that may be associated with the loan. Doing your research beforehand will help you find the best deal for your needs.

Step 2: Contact the Lender

Once you have identified a few potential lenders, it is time to contact them. You can usually do this by phone, email, or in person. Make sure to ask any questions you may have about the loan, such as the interest rate, repayment terms, and any additional fees or charges. It is also important to find out if the lender offers any special offers or discounts.

Step 3: Apply for the Loan

Once you have chosen the right lender, you can proceed to apply for the loan. Most lenders will require you to fill out an application form and provide proof of income and other financial documents. Once your application is approved, the lender will provide you with a loan agreement outlining the terms and conditions of the loan.

Step 4: Make Your Repayments

Once you have received the loan agreement, it is important to make your repayments on time. This will help to ensure that your credit score remains healthy and that you avoid any late payment fees. If you are having difficulty making your repayments, contact your lender and discuss the options available.

Conclusion

Finding car finance in Ludgershall is a straightforward process. By doing your research and comparing lenders, you can find the best deal for your needs. Remember to always read the loan agreement carefully and make your repayments on time to ensure a positive credit rating.



What to do if you are Refused Car Finance in Ludgershall

If you've been refused car finance in Ludgershall, it can be a frustrating and confusing experience. You may be wondering why you were refused, and what you can do to get the financing you need. Fortunately, there are steps you can take to increase your chances of getting approved for car finance.

Check Your Credit Score

The first step is to check your credit score. This will give you an idea of what lenders are seeing when they review your application. If your score is low, you may need to take steps to improve it before applying for car finance. This could include paying off any existing debts, or making sure all your bills are paid on time.

Shop Around for Lenders

Another important step is to shop around for lenders. Different lenders have different criteria for approving applicants, so it's important to find the one that's right for you. Make sure to compare interest rates, repayment terms, and other fees associated with the loan. You may also want to consider working with a broker, as they can help you find the best deal.

Provide a Down Payment

If you're able to, providing a down payment can help increase your chances of getting approved for car finance. The larger the down payment, the better your chances of being approved. This is because it shows the lender that you're serious about paying back the loan.

Consider a Cosigner

If you're still having trouble getting approved for car finance, you may want to consider asking someone to cosign the loan. This means that if you are unable to make payments, the cosigner will be responsible for them. This can be a good option if you have a friend or family member with good credit who is willing to help.

Conclusion

If you've been refused car finance in Ludgershall, don't give up. By taking the steps outlined above, you can increase your chances of getting approved for the loan you need. Good luck!

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

£88pm
Free Delivery
FREE Warranty
.

FIAT 500L

1.3 500l My15 Lounge 1.3 Multijet 95hp 2015

From £88(hp) per month or £4,450.00

£262pm
Free Delivery
FREE Warranty
.

Vauxhall Corsa

1.2 GRIFIN 1.2 2021

From £262(hp) per month or £13,245.00

£232pm
Free Delivery
FREE Warranty
.

Ford Edge

Titanium Tdci 2 2016

From £232(hp) per month or £11,745.00

£137pm
Free Delivery
FREE Warranty
.

FORD FOCUS

1.5 TDCi Zetec 2015

From £137(hp) per month or £6,950.00

£104pm
Free Delivery
FREE Warranty
.

VAUXHALL MOKKA

1.4 i Turbo Tech Line 2015

From £104(hp) per month or £5,250.00

£173pm
Free Delivery
FREE Warranty
.

Volkswagen Golf

Gt Tdi Bluemotion Technology Dsg 2 2013

From £173(hp) per month or £8,745.00

£222pm
Free Delivery
FREE Warranty
.

Renault Kadjar

S Edition Tce 1.3 2019

From £222(hp) per month or £11,245.00

£123pm
Free Delivery
FREE Warranty
.

Seat Ibiza

Tsi Fr 1.2 2015

From £123(hp) per month or £6,245.00

£193pm
Free Delivery
FREE Warranty
.

Kia Sportage

Crdi 2 Isg 1.7 2016

From £193(hp) per month or £9,745.00

£177pm
Free Delivery
FREE Warranty
.

DS AUTOMOBILES DS 3

1.2 PureTech Chic 2017

From £177(hp) per month or £8,950.00

£281pm
Free Delivery
FREE Warranty
.

Land Rover Discovery Sport

Td4 Hse Black 2 2016

From £281(hp) per month or £14,245.00

£321pm
Free Delivery
FREE Warranty
.

Bmw 4 Series

430d Xdrive M Sport 3 2017

From £321(hp) per month or £16,245.00

£133pm
Free Delivery
FREE Warranty
.

Citroen C3 Picasso

Hdi Selection Picasso 1.6 2015

From £133(hp) per month or £6,745.00

£84pm
Free Delivery
FREE Warranty
.

SUZUKI SWIFT

1.2 SZ2 2014

From £84(hp) per month or £4,250.00

£104pm
Free Delivery
FREE Warranty
.

NISSAN NOTE

1.2 12V Acenta Premium 2014

From £104(hp) per month or £5,250.00

£242pm
Free Delivery
FREE Warranty
.

Mini Convertible

Cooper 1.5 2016

From £242(hp) per month or £12,245.00

£113pm
Free Delivery
FREE Warranty
.

Fiat 500

Lounge 1.2 2015

From £113(hp) per month or £5,745.00

£104pm
Free Delivery
FREE Warranty
.

Nissan Leaf

Acenta 2014

From £104(hp) per month or £5,245.00

£137pm
Free Delivery
FREE Warranty
.

SEAT LEON

1.6 TDI S 2017

From £137(hp) per month or £6,950.00

£183pm
Free Delivery
FREE Warranty
.

Vauxhall Astra

Sri S/s 1.4 2019

From £183(hp) per month or £9,245.00

£133pm
Free Delivery
FREE Warranty
.

Toyota Yaris

Vvt-i Icon Plus 1.3 2014

From £133(hp) per month or £6,745.00

£153pm
Free Delivery
FREE Warranty
.

Fiat 500

S 1.2 2017

From £153(hp) per month or £7,745.00

£532pm
Free Delivery
FREE Warranty
.

PORSCHE CAYENNE

3.0 TD V6 Platinum Edition TiptronicS 4WD Euro 6 (s/s) 5dr 2017

From £532(hp) per month or £26,950.00

£157pm
Free Delivery
FREE Warranty
.

Renault Clio

Dynamique Nav Tce 0.9 2017

From £157(hp) per month or £7,945.00

£100pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-play 1 2014

From £100(hp) per month or £5,045.00

£133pm
Free Delivery
FREE Warranty
.

Ford Kuga

Titanium Tdci 2 2015

From £133(hp) per month or £6,745.00

£133pm
Free Delivery
FREE Warranty
.

Kia Sportage

Crdi 1 1.7 2015

From £133(hp) per month or £6,745.00

£68pm
Free Delivery
FREE Warranty
.

PEUGEOT 207 CC

1.6 VTi Active 2012

From £68(hp) per month or £3,450.00

£193pm
Free Delivery
FREE Warranty
.

Ford Fiesta

Titanium 1 2018

From £193(hp) per month or £9,745.00

£78pm
Free Delivery
FREE Warranty
.

SKODA FABIA

1.2 TDI GreenLine II 2011

From £78(hp) per month or £3,950.00

£262pm
Free Delivery
FREE Warranty
.

Skoda Scala

1.5 TSI 1.5 2020

From £262(hp) per month or £13,249.00

£193pm
Free Delivery
FREE Warranty
.

Suzuki Swift

Sz4 1.2 2015

From £193(hp) per month or £9,745.00

£96pm
Free Delivery
FREE Warranty
.

FIAT 500

0.9 TwinAir Plus Euro 5 (s/s) 3dr 2012

From £96(hp) per month or £4,850.00

£98pm
Free Delivery
FREE Warranty
.

TOYOTA YARIS

1.3 Dual VVT-i TR 2012

From £98(hp) per month or £4,950.00

£232pm
Free Delivery
FREE Warranty
.

Mini Hatch

Cooper Classic 1.5 2018

From £232(hp) per month or £11,745.00

£335pm
Free Delivery
FREE Warranty
.

MINI CONVERTIBLE

2.0 Convertible 25th Anniversary Editio 2018

From £335(hp) per month or £16,950.00

£78pm
Free Delivery
FREE Warranty
.

CITROEN C1

1.0 i VTR 2013

From £78(hp) per month or £3,950.00

£337pm
Free Delivery
FREE Warranty
.

Kia Xceed

SPECIAL EDITION 1 2021

From £337(hp) per month or £17,045.00

£230pm
Free Delivery
FREE Warranty
.

Vauxhall Crossland X

Elite Nav 1.2 2020

From £230(hp) per month or £11,645.00

£212pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-trend 1 2019

From £212(hp) per month or £10,745.00

£341pm
Free Delivery
FREE Warranty
.

Volkswagen Tiguan

Match Tdi 2 2019

From £341(hp) per month or £17,245.00

£163pm
Free Delivery
FREE Warranty
.

Ford Ka

Zetec 1.2 2016

From £163(hp) per month or £8,245.00

£143pm
Free Delivery
FREE Warranty
.

Vauxhall Astra

Elite Nav Cdti 1.6 2016

From £143(hp) per month or £7,245.00

£193pm
Free Delivery
FREE Warranty
.

Hyundai I20

Mpi Se 1.2 2017

From £193(hp) per month or £9,745.00

£163pm
Free Delivery
FREE Warranty
.

Fiat 500

Lounge 1.2 2018

From £163(hp) per month or £8,245.00

£163pm
Free Delivery
FREE Warranty
.

Seat Ibiza

Tsi Fr Technology 1.2 2016

From £163(hp) per month or £8,245.00

£222pm
Free Delivery
FREE Warranty
.

Renault Kadjar

Dynamique S Nav Tce 1.3 2018

From £222(hp) per month or £11,245.00

£272pm
Free Delivery
FREE Warranty
.

Ssangyong Korando

Elx 2.2 2018

From £272(hp) per month or £13,745.00

£193pm
Free Delivery
FREE Warranty
.

Kia Venga

3 Isg 1.6 2015

From £193(hp) per month or £9,745.00

£143pm
Free Delivery
FREE Warranty
.

Peugeot Partner

Blue Hdi Professional L1 1.6 2016

From £143(hp) per month or £7,245.00

£287pm
Free Delivery
FREE Warranty
.

Land Rover Discovery Sport

Td4 Se Tech 2 2015

From £287(hp) per month or £14,545.00

£70pm
Free Delivery
FREE Warranty
.

Fiat Punto

Gbt 1.4 2012

From £70(hp) per month or £3,545.00

£228pm
Free Delivery
FREE Warranty
.

Audi A1

Tfsi Sport Nav 1.4 2018

From £228(hp) per month or £11,545.00

£123pm
Free Delivery
FREE Warranty
.

Volkswagen Golf

Se Tdi Bluemotion Technology 1.6 2013

From £123(hp) per month or £6,245.00

£118pm
Free Delivery
FREE Warranty
.

NISSAN QASHQAI

1.6 360 2013

From £118(hp) per month or £5,950.00

£123pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA2

1.3 SE 2014

From £123(hp) per month or £6,250.00

£78pm
Free Delivery
FREE Warranty
.

NISSAN CUBE

1.6 2010

From £78(hp) per month or £3,950.00

£133pm
Free Delivery
FREE Warranty
.

Suzuki Celerio

Sz4 1 2016

From £133(hp) per month or £6,745.00

£301pm
Free Delivery
FREE Warranty
.

Jaguar Xe

Prestige Ingenium 2 2017

From £301(hp) per month or £15,245.00

£139pm
Free Delivery
FREE Warranty
.

Hyundai I20

Mpi S Air 1.2 2017

From £139(hp) per month or £7,045.00

Cant Find Exactly What You Are Looking for?



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Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.