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Car Finance In Earl Shilton

Choose from any Car Dealer


  • GMCF is a Broker and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%

How to Find Car Finance in Earl Shilton

If you're looking for car finance in Earl Shilton, there are a few things you should know. Here are some tips to help you find the best car finance deal in Earl Shilton.

1. Shop Around

The best way to find the best car finance deal in Earl Shilton is to shop around. There are many different lenders and finance companies available, so it pays to compare their offers and rates. This way, you can find the best deal that suits your budget and needs.

2. Research Online

By researching online, you can get a better understanding of the different car finance options available in Earl Shilton. You can also find out more about the lenders and finance companies, so you can make an informed decision.

3. Consider Your Credit Score

Your credit score is an important factor when it comes to car finance. It's important to make sure your credit score is in good shape before you apply for car finance. If your credit score is not good, you may have to pay a higher interest rate or have a shorter loan term.

4. Read the Small Print

It's important to read the small print when taking out any car finance deal. Make sure you understand all the terms and conditions of the loan, including any fees or charges. This way, you can avoid any unexpected costs or hidden charges.

5. Ask for Help

If you're having difficulty finding the best car finance deal in Earl Shilton, don't hesitate to ask for help. There are many local car finance experts who can help you find the best deal for your needs.

By following these tips, you can find the best car finance deal in Earl Shilton. Make sure you shop around, research online, consider your credit score, read the small print, and ask for help if you need it.



Refused Car Finance in Earl Shilton

Car finance is an important part of life for many people in Earl Shilton. Unfortunately, there are times when car finance can be refused. This can be a big disappointment, but it is important to understand why this may have happened and what steps can be taken to improve the chances of being accepted for car finance in the future.

Why Might Car Finance Be Refused?

There are a number of reasons why car finance may be refused. The most common reasons include:

  • A poor credit history
  • Insufficient income
  • A lack of employment history
  • A history of late payments

What Can Be Done?

If car finance is refused, it is important to take steps to improve the chances of being accepted for finance in the future. This may include:

  • Checking and improving credit history
  • Building up a good employment history
  • Making sure all payments are made on time
  • Saving up a larger deposit to reduce the amount of finance needed

It is also important to shop around for the best deal. Different lenders have different criteria for accepting applications, so it is important to find the lender that is most likely to accept the application.

Conclusion

Car finance can be refused in Earl Shilton, but there are steps that can be taken to improve the chances of being accepted in the future. It is important to check and improve credit history, build up a good employment history, make sure all payments are made on time, and save up a larger deposit to reduce the amount of finance needed. Shopping around for the best deal is also important.

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

£123pm
Free Delivery
FREE Warranty
.

Seat Ibiza

Tsi Fr 1.2 2015

From £123(hp) per month or £6,245.00

£84pm
Free Delivery
FREE Warranty
.

SUZUKI SWIFT

1.2 SZ2 2014

From £84(hp) per month or £4,250.00

£232pm
Free Delivery
FREE Warranty
.

Mini Hatch

Cooper Classic 1.5 2018

From £232(hp) per month or £11,745.00

£532pm
Free Delivery
FREE Warranty
.

PORSCHE CAYENNE

3.0 TD V6 Platinum Edition TiptronicS 4WD Euro 6 (s/s) 5dr 2017

From £532(hp) per month or £26,950.00

£133pm
Free Delivery
FREE Warranty
.

Kia Sportage

Crdi 1 1.7 2015

From £133(hp) per month or £6,745.00

£88pm
Free Delivery
FREE Warranty
.

FIAT 500L

1.3 500l My15 Lounge 1.3 Multijet 95hp 2015

From £88(hp) per month or £4,450.00

£272pm
Free Delivery
FREE Warranty
.

Ssangyong Korando

Elx 2.2 2018

From £272(hp) per month or £13,745.00

£177pm
Free Delivery
FREE Warranty
.

DS AUTOMOBILES DS 3

1.2 PureTech Chic 2017

From £177(hp) per month or £8,950.00

£94pm
Free Delivery
FREE Warranty
.

Vauxhall Corsa

Limited Edition 1.4 2015

From £94(hp) per month or £4,745.00

£133pm
Free Delivery
FREE Warranty
.

Ford Kuga

Titanium Tdci 2 2015

From £133(hp) per month or £6,745.00

£232pm
Free Delivery
FREE Warranty
.

Ford Edge

Titanium Tdci 2 2016

From £232(hp) per month or £11,745.00

£123pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA2

1.3 SE 2014

From £123(hp) per month or £6,250.00

£163pm
Free Delivery
FREE Warranty
.

Seat Ibiza

Tsi Fr Technology 1.2 2016

From £163(hp) per month or £8,245.00

£68pm
Free Delivery
FREE Warranty
.

PEUGEOT 207 CC

1.6 VTi Active 2012

From £68(hp) per month or £3,450.00

£137pm
Free Delivery
FREE Warranty
.

SEAT LEON

1.6 TDI S 2017

From £137(hp) per month or £6,950.00

£123pm
Free Delivery
FREE Warranty
.

Volkswagen Golf

Se Tdi Bluemotion Technology 1.6 2013

From £123(hp) per month or £6,245.00

£78pm
Free Delivery
FREE Warranty
.

SKODA FABIA

1.2 TDI GreenLine II 2011

From £78(hp) per month or £3,950.00

£143pm
Free Delivery
FREE Warranty
.

Peugeot Partner

Blue Hdi Professional L1 1.6 2016

From £143(hp) per month or £7,245.00

£133pm
Free Delivery
FREE Warranty
.

Citroen C3 Picasso

Hdi Selection Picasso 1.6 2015

From £133(hp) per month or £6,745.00

£183pm
Free Delivery
FREE Warranty
.

Vauxhall Astra

Sri S/s 1.4 2019

From £183(hp) per month or £9,245.00

£118pm
Free Delivery
FREE Warranty
.

NISSAN QASHQAI

1.6 360 2013

From £118(hp) per month or £5,950.00

£222pm
Free Delivery
FREE Warranty
.

Renault Kadjar

S Edition Tce 1.3 2019

From £222(hp) per month or £11,245.00

£242pm
Free Delivery
FREE Warranty
.

Mini Convertible

Cooper 1.5 2016

From £242(hp) per month or £12,245.00

£68pm
Free Delivery
FREE Warranty
.

MINI HATCH

1.6 Cooper S Hatch 2009

From £68(hp) per month or £3,450.00

£337pm
Free Delivery
FREE Warranty
.

Kia Xceed

SPECIAL EDITION 1 2021

From £337(hp) per month or £17,045.00

£70pm
Free Delivery
FREE Warranty
.

Fiat Punto

Gbt 1.4 2012

From £70(hp) per month or £3,545.00

£104pm
Free Delivery
FREE Warranty
.

Nissan Leaf

Acenta 2014

From £104(hp) per month or £5,245.00

£301pm
Free Delivery
FREE Warranty
.

Jaguar Xe

Prestige Ingenium 2 2017

From £301(hp) per month or £15,245.00

£139pm
Free Delivery
FREE Warranty
.

Hyundai I10

Se 1 2018

From £139(hp) per month or £7,045.00

£222pm
Free Delivery
FREE Warranty
.

Renault Kadjar

Dynamique S Nav Tce 1.3 2018

From £222(hp) per month or £11,245.00

£143pm
Free Delivery
FREE Warranty
.

Vauxhall Astra

Elite Nav Cdti 1.6 2016

From £143(hp) per month or £7,245.00

£228pm
Free Delivery
FREE Warranty
.

Audi A1

Tfsi Sport Nav 1.4 2018

From £228(hp) per month or £11,545.00

£133pm
Free Delivery
FREE Warranty
.

Toyota Yaris

Vvt-i Icon Plus 1.3 2014

From £133(hp) per month or £6,745.00

£281pm
Free Delivery
FREE Warranty
.

Land Rover Discovery Sport

Td4 Hse Black 2 2016

From £281(hp) per month or £14,245.00

£262pm
Free Delivery
FREE Warranty
.

Vauxhall Corsa

1.2 GRIFIN 1.2 2021

From £262(hp) per month or £13,245.00

£230pm
Free Delivery
FREE Warranty
.

Vauxhall Crossland X

Elite Nav 1.2 2020

From £230(hp) per month or £11,645.00

£78pm
Free Delivery
FREE Warranty
.

NISSAN CUBE

1.6 2010

From £78(hp) per month or £3,950.00

£262pm
Free Delivery
FREE Warranty
.

Skoda Scala

1.5 TSI 1.5 2020

From £262(hp) per month or £13,249.00

£113pm
Free Delivery
FREE Warranty
.

Fiat 500

Lounge 1.2 2015

From £113(hp) per month or £5,745.00

£137pm
Free Delivery
FREE Warranty
.

FORD FOCUS

1.5 TDCi Zetec 2015

From £137(hp) per month or £6,950.00

£98pm
Free Delivery
FREE Warranty
.

TOYOTA YARIS

1.3 Dual VVT-i TR 2012

From £98(hp) per month or £4,950.00

£321pm
Free Delivery
FREE Warranty
.

Bmw 4 Series

430d Xdrive M Sport 3 2017

From £321(hp) per month or £16,245.00

£139pm
Free Delivery
FREE Warranty
.

Hyundai I20

Mpi S Air 1.2 2017

From £139(hp) per month or £7,045.00

£287pm
Free Delivery
FREE Warranty
.

Land Rover Discovery Sport

Td4 Se Tech 2 2015

From £287(hp) per month or £14,545.00

£193pm
Free Delivery
FREE Warranty
.

Suzuki Swift

Sz4 1.2 2015

From £193(hp) per month or £9,745.00

£341pm
Free Delivery
FREE Warranty
.

Volkswagen Tiguan

Match Tdi 2 2019

From £341(hp) per month or £17,245.00

£100pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-play 1 2014

From £100(hp) per month or £5,045.00

£193pm
Free Delivery
FREE Warranty
.

Kia Venga

3 Isg 1.6 2015

From £193(hp) per month or £9,745.00

£78pm
Free Delivery
FREE Warranty
.

CITROEN C1

1.0 i VTR 2013

From £78(hp) per month or £3,950.00

£108pm
Free Delivery
FREE Warranty
.

MAZDA MAZDA3

1.6 Venture 2013

From £108(hp) per month or £5,450.00

£157pm
Free Delivery
FREE Warranty
.

Renault Clio

Dynamique Nav Tce 0.9 2017

From £157(hp) per month or £7,945.00

£173pm
Free Delivery
FREE Warranty
.

Volkswagen Golf

Gt Tdi Bluemotion Technology Dsg 2 2013

From £173(hp) per month or £8,745.00

£104pm
Free Delivery
FREE Warranty
.

NISSAN NOTE

1.2 12V Acenta Premium 2014

From £104(hp) per month or £5,250.00

£96pm
Free Delivery
FREE Warranty
.

FIAT 500

0.9 TwinAir Plus Euro 5 (s/s) 3dr 2012

From £96(hp) per month or £4,850.00

£335pm
Free Delivery
FREE Warranty
.

MINI CONVERTIBLE

2.0 Convertible 25th Anniversary Editio 2018

From £335(hp) per month or £16,950.00

Cant Find Exactly What You Are Looking for?



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Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.