Car Finance In Merseyside

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
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CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

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Finding Car Finance in Merseyside

If you're looking for Car Finance in Merseyside, you're in luck! There are plenty of options available to help you get the car you need, from traditional lenders to more innovative financing solutions. Here's a quick overview of what's available.

Traditional Lenders

The most common way to finance a car is through a traditional lender, such as a bank or credit union. These lenders offer competitive rates and terms, and can often provide a loan that fits your budget. When applying for a loan, be sure to shop around and compare rates and terms to get the best deal.

Online Lenders

The internet has opened up a world of opportunities for car financing. Online lenders are able to offer competitive rates and terms, and the application process is often much simpler and quicker than with a traditional lender. Be sure to do your research and compare different lenders before making a decision.

Leasing

Leasing a car is another option for those looking for Car Finance in Merseyside. This is often a good choice if you don't want to commit to a long-term loan. With a lease, you'll make monthly payments for the duration of the lease, and then return the car at the end of the term. This can be a great way to get a new car without a long-term commitment.

Car Dealerships

Many car dealerships also offer financing options. While these can be a good option, it's important to be aware that the interest rates and terms may not be as competitive as those offered by traditional lenders or online lenders. Be sure to compare rates and terms before making a decision.

Conclusion

Finding Car Finance in Merseyside doesn't have to be a difficult process. There are plenty of options available, from traditional lenders to online lenders to car dealerships. Be sure to compare rates and terms before making a decision, and you'll be sure to find the right financing solution for you.



Refused Car Finance in Merseyside

Getting refused Car Finance in Merseyside can be a frustrating experience. With so many different lenders available, it can be difficult to find one that is willing to provide you with the loan you need. Fortunately, there are some tips and tricks that can help you get the financing you need.

Why Was My Car Finance Refused?

The most common reason for a Car Finance refusal is a poor credit score. Lenders use credit scores to assess your ability to make repayments, so if yours is low, they may not be willing to take a risk on you. Other factors such as your employment status, income, and debt-to-income ratio can also impact your chances of getting approved.

Tips for Getting Approved for Car Finance in Merseyside

The best way to get approved for Car Finance in Merseyside is to improve your credit score. Paying off any outstanding debts, making regular payments on time, and keeping your credit utilization ratio low can all help to boost your score. You should also make sure that you provide accurate information on the loan application and that you have all the necessary documents ready.

If you're still having difficulty getting approved, you may want to consider using a guarantor or applying for a secured loan. A guarantor is someone who agrees to be responsible for the loan if you are unable to make the payments, while a secured loan requires you to put up some form of collateral. Both of these options can help to improve your chances of getting approved.

Where Can I Find Car Finance in Merseyside?

There are a number of lenders in Merseyside that offer Car Finance, so it's important to shop around and compare rates. You can find lenders online, in newspapers, and even on the high street. Be sure to read the terms and conditions carefully and make sure you understand all the fees and charges involved.

Getting refused Car Finance in Merseyside can be a frustrating experience, but with the right preparation and knowledge, you can increase your chances of getting approved. Make sure you have a good credit score, provide accurate information on the loan application, and shop around for the best rates.

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

CAR FINANCE IN YOUR AREA


Towns in Merseyside

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.