Cookies Policy | Blogs | Privacy Policy  |   01254 919589  |     WhatsApp Us | Member Login

Car Finance In Perth and Kinross

Choose from any Car Dealer


  • GMCF is a Vehicle Supplier and a Lender
  • Deposits from 0%
  • Employed, Self Employed or on Benefits
  • UK Car Finance Provider
  • REPRESENTATIVE APR 27.4%
APPLY ONLINE
 

CHOOSE YOUR CAR FIRST

Choose one of our cars designed for poor credit customers below and then you will be asked to apply online

CHOOSE YOUR CAR

Choose a car designed for poor credit customers from our stock below.

APPLY FOR FINANCE

Apply with us for finance on this car and get approved

SIGN THE DOCUMENTS

 After approval sign the documents from the lender and you are done.

PICKUP OR DELIVERED

There’s no need to leave home to get your car. Just choose a convenient delivery slot, and it can be delivered to your door.

£376pm
Free Delivery
FREE Warranty
.

Bmw 2 Series

220i Luxury Active Tourer 2 2018

From £376(hp) per month or £19,045.00

£262pm
Free Delivery
FREE Warranty
.

Ford Fiesta

Titanium 1 2019

From £262(hp) per month or £13,245.00

£185pm
Free Delivery
FREE Warranty
.

HYUNDAI TUCSON

1.7 CRDi Blue Drive SE Nav 2016

From £185(hp) per month or £9,350.00

£116pm
Free Delivery
FREE Warranty
.

VAUXHALL INSIGNIA

2.0 CDTi ecoFLEX SRi Euro 5 ss 5dr 2014

From £116(hp) per month or £5,850.00

£118pm
Free Delivery
FREE Warranty
.

VOLKSWAGEN UP

1.0 High up! 2015

From £118(hp) per month or £5,950.00

£110pm
Free Delivery
FREE Warranty
.

VAUXHALL CORSA

1.2 16V SXi 2012

From £110(hp) per month or £5,550.00

£281pm
Free Delivery
FREE Warranty
.

Renault Kadjar

Dynamique S Nav Tce 1.3 2018

From £281(hp) per month or £14,245.00

£690pm
Free Delivery
FREE Warranty
.

PORSCHE CAYENNE

3.0 TD V6 Platinum Edition TiptronicS 4WD Euro 6 (s/s) 5dr 2017

From £690(hp) per month or £34,950.00

£473pm
Free Delivery
FREE Warranty
.

LAND ROVER RANGE ROVER

3.0 TD V6 Vogue Auto 4WD Euro 5 (s/s) 5dr 2014

From £473(hp) per month or £23,950.00

£183pm
Free Delivery
FREE Warranty
.

Kia Proceed

Pro Ceed Crdi Gt-line Isg 1.6 2016

From £183(hp) per month or £9,245.00

£163pm
Free Delivery
FREE Warranty
.

Toyota Yaris

Vvt-i Active 1 2015

From £163(hp) per month or £8,230.00

£360pm
Free Delivery
FREE Warranty
.

Volkswagen Tiguan

Match Tdi 2 2019

From £360(hp) per month or £18,245.00

£227pm
Free Delivery
FREE Warranty
.

Kia Picanto

Gt-line 1 2018

From £227(hp) per month or £11,500.00

£218pm
Free Delivery
FREE Warranty
.

Citroen C4 Picasso

Puretech Feel S/s 1.2 2017

From £218(hp) per month or £11,045.00

£58pm
Free Delivery
FREE Warranty
.

CITROEN C1

1.0 i VTR 2012

From £58(hp) per month or £2,950.00

£157pm
Free Delivery
FREE Warranty
.

FORD FOCUS

1.6 Zetec Powershift Euro 5 5dr 2012

From £157(hp) per month or £7,950.00

£98pm
Free Delivery
FREE Warranty
.

FIAT 500

0.9 TwinAir Plus Euro 5 (s/s) 3dr 2012

From £98(hp) per month or £4,950.00

£206pm
Free Delivery
FREE Warranty
.

FORD FOCUS

1.5 TDCi Titanium 2016

From £206(hp) per month or £10,450.00

£439pm
Free Delivery
FREE Warranty
.

Audi A5

Tfsi Sport 2 2019

From £439(hp) per month or £22,245.00

£337pm
Free Delivery
FREE Warranty
.

Kia Xceed

SPECIAL EDITION 1 2021

From £337(hp) per month or £17,045.00

£301pm
Free Delivery
FREE Warranty
.

Ssangyong Korando

Elx 2.2 2018

From £301(hp) per month or £15,245.00

£238pm
Free Delivery
FREE Warranty
.

Vauxhall Mokka X

Elite Nav Ecotec S/s 1.4 2018

From £238(hp) per month or £12,045.00

£262pm
Free Delivery
FREE Warranty
.

Skoda Scala

1.5 TSI 1.5 2020

From £262(hp) per month or £13,249.00

£137pm
Free Delivery
FREE Warranty
.

BMW 3 SERIES

2.0 320d M Sport Auto xDrive Euro 5 ss 4dr 2015

From £137(hp) per month or £6,950.00

£143pm
Free Delivery
FREE Warranty
.

Fiat 500

Lounge 1.2 2016

From £143(hp) per month or £7,245.00

£98pm
Free Delivery
FREE Warranty
.

VAUXHALL MERIVA

1.6 CDTi ecoFLEX Tech Line Euro 6 (s/s) 5dr 2014

From £98(hp) per month or £4,950.00

£113pm
Free Delivery
FREE Warranty
.

Ds 3

Puretech Dstyle Nav S/s 1.2 2015

From £113(hp) per month or £5,745.00

£202pm
Free Delivery
FREE Warranty
.

Bmw I3

I3 Range Extender 0.6 2015

From £202(hp) per month or £10,245.00

£163pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-play X-shift 1 2016

From £163(hp) per month or £8,245.00

£125pm
Free Delivery
FREE Warranty
.

FORD GALAXY

1.6 TDCi Zetec 2011

From £125(hp) per month or £6,350.00

£163pm
Free Delivery
FREE Warranty
.

Renault Clio

Dynamique Nav Dci 1.5 2017

From £163(hp) per month or £8,245.00

£163pm
Free Delivery
FREE Warranty
.

PEUGEOT 208

1.6 BlueHDi GT Line 2017

From £163(hp) per month or £8,250.00

£143pm
Free Delivery
FREE Warranty
.

VAUXHALL ADAM

1.4 16v GLAM Euro 5 3dr 2015

From £143(hp) per month or £7,250.00

£92pm
Free Delivery
FREE Warranty
.

FIAT 500L

1.3 500l Lounge 1.3 Multijet 85hp 2014

From £92(hp) per month or £4,650.00

£212pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-trend 1 2019

From £212(hp) per month or £10,745.00

£281pm
Free Delivery
FREE Warranty
.

Audi A6

Tdi Quattro S Line Black Edition 3 2015

From £281(hp) per month or £14,245.00

£201pm
Free Delivery
FREE Warranty
.

DS AUTOMOBILES DS 3

1.2 PureTech Chic 2017

From £201(hp) per month or £10,150.00

£133pm
Free Delivery
FREE Warranty
.

Suzuki Celerio

Sz4 1 2016

From £133(hp) per month or £6,745.00

£281pm
Free Delivery
FREE Warranty
.

Hyundai Kona

T-gdi Play 1 2019

From £281(hp) per month or £14,245.00

£212pm
Free Delivery
FREE Warranty
.

Hyundai I20

Mpi Se 1.2 2017

From £212(hp) per month or £10,745.00

£202pm
Free Delivery
FREE Warranty
.

Renault Clio

Dynamique Nav 1.2 2018

From £202(hp) per month or £10,245.00

£68pm
Free Delivery
FREE Warranty
.

CITROEN C3 PICASSO

1.6 HDi Code 2012

From £68(hp) per month or £3,450.00

£242pm
Free Delivery
FREE Warranty
.

Audi A1

Tfsi Sport Nav 1.4 2018

From £242(hp) per month or £12,245.00

£242pm
Free Delivery
FREE Warranty
.

Mini Convertible

Cooper 1.5 2016

From £242(hp) per month or £12,245.00

£281pm
Free Delivery
FREE Warranty
.

Vauxhall Corsa

1.2 GRIFIN 1.2 2021

From £281(hp) per month or £14,245.00

£149pm
Free Delivery
FREE Warranty
.

RENAULT MEGANE

1.5 Dynamique TomTom Energy dCi 110 Stop & Start 2015

From £149(hp) per month or £7,550.00

£135pm
Free Delivery
FREE Warranty
.

HYUNDAI I10

1.2 SE 2016

From £135(hp) per month or £6,850.00

£155pm
Free Delivery
FREE Warranty
.

VAUXHALL MOKKA

1.6 i SE 2015

From £155(hp) per month or £7,850.00

£242pm
Free Delivery
FREE Warranty
.

Land Rover Range Rover Evoque

Ed4 Se Tech 2 2015

From £242(hp) per month or £12,245.00

£90pm
Free Delivery
FREE Warranty
.

VAUXHALL ZAFIRA TOURER

1.4i Turbo Exclusiv Euro 6 5dr 2015

From £90(hp) per month or £4,550.00

£169pm
Free Delivery
FREE Warranty
.

Renault Clio

Iconic Tce 0.9 2018

From £169(hp) per month or £8,545.00

£163pm
Free Delivery
FREE Warranty
.

Volkswagen Jetta

Se Tdi Bluemotion Technology 2 2015

From £163(hp) per month or £8,245.00

£102pm
Free Delivery
FREE Warranty
.

CITROEN C3

1.2 VTi Selection 2014

From £102(hp) per month or £5,150.00

£100pm
Free Delivery
FREE Warranty
.

Toyota Aygo

Vvt-i X-play 1 2014

From £100(hp) per month or £5,045.00

£262pm
Free Delivery
FREE Warranty
.

Vauxhall Astra

1.2 TURBO 1.2 2020

From £262(hp) per month or £13,245.00

£169pm
Free Delivery
FREE Warranty
.

Volkswagen Up

Move Up 1 2016

From £169(hp) per month or £8,545.00

£183pm
Free Delivery
FREE Warranty
.

Renault Clio

Dynamique Nav Tce 0.9 2017

From £183(hp) per month or £9,245.00

£143pm
Free Delivery
FREE Warranty
.

CITROEN DS4

2.0 HDi DStyle 2014

From £143(hp) per month or £7,250.00

£230pm
Free Delivery
FREE Warranty
.

Vauxhall Crossland X

Elite Nav 1.2 2020

From £230(hp) per month or £11,645.00

£127pm
Free Delivery
FREE Warranty
.

VAUXHALL CORSA

1.2 16V Limited Edition 2014

From £127(hp) per month or £6,450.00

£193pm
Free Delivery
FREE Warranty
.

Kia Venga

3 Isg 1.6 2015

From £193(hp) per month or £9,745.00

£123pm
Free Delivery
FREE Warranty
.

VAUXHALL CORSA

1.4 i Life 2015

From £123(hp) per month or £6,250.00

£262pm
Free Delivery
FREE Warranty
.

Peugeot 3008

S/s Active 1.2 2018

From £262(hp) per month or £13,245.00

£218pm
Free Delivery
FREE Warranty
.

Ford Fiesta

Titanium 1 2018

From £218(hp) per month or £11,045.00

£163pm
Free Delivery
FREE Warranty
.

Ford Ka+

Zetec 1.2 2016

From £163(hp) per month or £8,245.00

Cant Find Exactly What You Are Looking for?



View 300,000 Dealer Cars >>>

Finding Car Finance in Perth and Kinross

Are you looking to purchase a car in Perth and Kinross but don't have the cash to pay for it outright? Don't worry, Car Finance is available to help you purchase the car of your dreams. Here's what you need to know about finding Car Finance in the Perth and Kinross area.

Types of Car Finance

There are several types of Car Finance available in Perth and Kinross. The most common type is hire purchase, which allows you to spread the cost of the car over a period of time, usually between one and five years. This is a great option if you don't have the cash to pay for the car outright. You will need to make regular payments over the agreed period of time, and once the payments are complete, you will own the car.

Another option is personal contract purchase (PCP). This is similar to hire purchase but you will need to make a larger initial payment, and then smaller payments over a shorter period of time, usually between 12 and 48 months. At the end of the agreement, you will have the option to keep the car by paying a “balloon payment”, or you can return it to the lender.

Finding a Lender

Once you've decided on the type of Car Finance you want, you'll need to find a lender. You can choose from a variety of lenders in Perth and Kinross, including banks, credit unions, and online lenders. It's important to compare different lenders to find the best deal for you. Consider things like the interest rate, fees, and repayment period before making a decision.

Applying for Car Finance

Once you've chosen a lender, you'll need to apply for Car Finance. You'll need to provide details about your income, outgoings, and credit history. The lender will then assess your application and decide if they can offer you Car Finance. If your application is successful, you'll be given a loan agreement outlining the terms and conditions of the finance.

Conclusion

Finding Car Finance in Perth and Kinross can be a straightforward process if you know what type of finance you're looking for and which lender to approach. Be sure to compare different lenders to find the best deal for you, and always read the loan agreement before signing it.



Reasons for Refused Car Finance in Perth and Kinross

Perth and Kinross is a beautiful area of Scotland and is a great place to live and work. However, when it comes to Car Finance, there are a few reasons why it may be refused in this area.

The first reason is the credit score of the applicant. A credit score is a numerical representation of a person's creditworthiness. It is based on their past financial history and is used to determine how likely they are to repay any loan or finance agreement. If an applicant has a poor credit score, then they are likely to be refused Car Finance in Perth and Kinross.

Another reason why Car Finance may be refused in Perth and Kinross is due to the affordability of the loan. Lenders need to know that the applicant can afford to make the repayments on the loan. If the applicant does not have a steady income or enough money saved up to cover the cost of the loan, then they are likely to be refused.

The third reason why Car Finance may be refused in Perth and Kinross is due to the applicant's age. Most lenders have an age restriction when it comes to Car Finance. If the applicant is too young or too old, then they are likely to be refused.

Finally, the amount of the loan may be too large for the applicant to be approved. Lenders need to be sure that the applicant can afford to make the repayments on the loan. If the amount is too large, then the applicant may be refused.

If you are looking for Car Finance in Perth and Kinross, it is important to make sure that you meet all of the requirements before applying. If you are refused, it is important to find out why so that you can work on improving your credit score and financial situation.

Representative Example


Cash Price

£7500.00
Deposit

£0.00
Representative
APR

27.4%
Loan Term

48 Months
Total Charge For Credit

£4923.36
Total Amount Repayable

£12,423.26
48 Monthly Repayments

£258.82
  Arrangement Fee

£0

CAR FINANCE IN YOUR AREA


Towns in Perth and Kinross

WHY SHOULD YOU CHOOSE US

Other car finance companies are not putting you first. They lure you in with promises they can't keep and then decline your application. We don't believe in doing that. At Get Me Car Finance, we put you first. We don't pretend to work miracles, but no matter who you are, there's a good chance we offer something to suit your needs. Take a glance at what we can offer you:

  • 6 Months Car Tax
  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR




BUDGETING FOR YOU

Affordability is key for lenders, you could earn a million pounds a year, but if you cannot afford to make the monthly repayments on your vehicle, then you are going to get yourself into trouble paying them.
Thats why we check and ensure you can actually afford our finance. 

  • Deposits from 0%
  • All Circumstances Considered
  • 6 Months Warranty on all cars supplied by us
  • Walk in to ANY UK Dealer
  • Representative 27.4% APR

LOOKING OUT FOR YOU


"Responsible Lending" Pros and Cons of Borrowing Money


Financing a car is a big responsibility. In order for us to help you, you have to help yourself. We ask you to please look into the costs, financial terms, and options you have before making the decision to finance. Ask yourself if you know the following:

  • What will I be paying back? Remember to include interest and fees.
  • What is the Finance APR? The higher this is, the more you'll pay.
  • How long will I be repaying for? The longer the loan, the more you'll pay.
  • What is my credit rating? The higher it is, the lower the interest rate.
Ask yourself, given all of the above, can you afford the car you are looking at. If so, great! Apply for your finance now. If not, perhaps it time to reevaluate the car you are looking at.  We also have a whole heap of car finance related articles you can look through which can help you out if you have any questions.