If you have been refused finance for a car loan or any other loan, it probably means you have a poor credit record. This is not the end of the road for you as many brokers deal with lenders who are prepared to lend to people who dont have a great credit record. There are some drawbacks however, the rates vary depending on how poor your credit record is.  Take a look at the table below to show you how credit record scores range.

Score Range	Category
300-579	Very Poor
580-669	Fair
670-739	Good
740-799	Very Good
800-850	Exceptional
Source:	Experian